Loyalty Products
Relax ... loyalty pays!
Loyalty is important to Founders. Our members are loyal to us by using our products and services, and we want to reward that loyalty with our suite of Loyalty Products.
Additional Information
At Founders, we know you have a choice in where you keep your money and get your loans. When you choose Founders for your loans, deposits and more, we appreciate it and want to give back to you. Our suite of Loyalty Products does just that – gives back to you at our highest dividend rate.
With Loyalty Select, your deposits immediately start earning 4.07% APY1 – giving you a great opportunity to grow your savings. With funding options like Edge Up,4 Dividend Amp,5 Cash In6 and Debit Boost7 we offer a variety of ways to increase your deposits to Loyalty Select.
Not a Founders member and want to take advantage of the rewards you could earn by using our products and services? Click below to see if you qualify for membership. The sooner you join, the more you could earn.
Ways to Fund Loyalty Select
Edge Up4
Enroll in Edge Up and purchases made with your Debit Card could qualify for Edge Up transfers! Enroll in Founders Online, by visiting an office or by calling 1-800-845-1614.
Dividend Amp5
Enroll your eligible interest bearing accounts in Dividend Amp and all your earned dividends will automatically transfer to your Loyalty Select! Enroll in Founders Online, by visiting an office or by calling 1-800-845-1614.
Cash In6
Cash In eligible Founders Credit Card CURewards® points for deposits to Loyalty Select. The more points you earn, the more you can deposit into your Loyalty Select! Redeem your points in Founders Online.
Debit Boost7
Boost your Loyalty Select with Debit Boost! Any eligible Debit Card purchase you make builds your available points to transfer cash directly to your Loyalty Select. Enroll in Founders Online, by visiting an office or by calling 1-800-845-1614.
1 Annual Percentage Yield of 4.07% is accurate as of February 7, 2023. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions
2 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
3 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
4 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, certain online transactions, disputed transactions and other non-Debit Card transactions may not qualify. Edge Up transfers to a Loyalty Select Account are limited to $100.00 per month per Loyalty Select Account. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For more information, please visit foundersfcu.com/edge-up. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
5 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For more information please visit foundersfcu.com/dividend-amp. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
6 Not all Credit Card types are eligible for the Cash In program. Only members with a Founders Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For more information please visit foundersfcu.com/cash-in. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
7 Only eligible consumer Checking Accounts that have the option to receive a Debit Card qualify for the Debit Boost program and all account types may not be eligible. ATM transactions, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. Monthly spend-to-points conversions are limited to a maximum of 100 per month. The Credit union reserves the right to cancel or modify the Debit Boost program at any time. or more information visit foundersfcu.com/debit-boost. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.