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Loyalty Products

Relax ... loyalty pays!

Loyalty is important to Founders. Our members are loyal to us by using our products and services, and we want to reward that loyalty with our suite of Loyalty Products.

Additional Information

At Founders, we know you have a choice in where you keep your money and get your loans. When you choose Founders for your loans, deposits and more, we appreciate it and want to give back to you. Our suite of Loyalty Products does just that – gives back to you at our highest dividend rate.

With Loyalty Select, your deposits immediately start earning 5.38% APY1 – giving you a great opportunity to grow your savings. With funding options like Loyalty Bonus2, Edge Up3, Dividend Amp4 and Cash In,5 we offer a variety of ways to increase your deposits to Loyalty Select.

Not a Founders member and want to take advantage of the rewards you could earn by using our products and services? Click below to see if you qualify for membership. The sooner you join, the more you could earn.

BECOME A MEMBER

 

Ways to Fund Loyalty Select

Edge Up3

Now available! Enroll in Edge Up and purchases made with your Debit Card could qualify for Edge Up transfers! Enroll in Founders Online, by visiting an office or by calling 1-800-845-1614.
 

Enroll Now

Dividend Amp4

Now available! Enroll your eligible interest bearing accounts in Dividend Amp and all your earned dividends will automatically transfer to your Loyalty Select! Enroll in Founders Online, by visiting an office or by calling 1-800-845-1614.
 

Enroll Now

Cash In5

Cash In eligible Founders Credit Card CURewards® points for deposits to Loyalty Select. The more points you earn, the more you can deposit into your Loyalty Select! Redeem your points in Founders Online.
 

Cash In Now

 

1 Annual Percentage Yield of 5.38% is accurate as of September 1, 2019. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program.
2 Loyalty Bonus based on various factors including dividends earned and finance charges paid. Loyalty Bonuses will be posted into qualifying members’ Loyalty Select accounts, will be distributed to members in good standing and may not be distributed to accounts which are non-interest bearing, have unpaid mortgage late fees, caused Founders a loss, have been modified through troubled debt restructuring or dormant accounts. A member in good standing must have an open account, at least $5.00 in a Founders Savings Account and have no charge-offs or delinquency.
3 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or log in to Founders Online.
4 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or go to Founders Online.
5 Not all Credit Card types are eligible for the Cash In program. Only members with a Founders Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For a complete list of terms, conditions and qualifications, please log in to Founders Online.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

2.84
%
APR*

Credit Cards

as low as

10.10
%
APR*

Certificates

as high as

3.03
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

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