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Routing #: 253279439

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Loyalty Products

Relax ... loyalty pays!

Loyalty is important to Founders. Our members are loyal to us by using our products and services, and we want to reward that loyalty with our suite of Loyalty Products.

Additional Information

At Founders, we know you have a choice in where you keep your money and get your loans. When you choose Founders for your loans, deposits and more, we appreciate it and want to give back to you. Our suite of Loyalty Products does just that – gives back to you at our highest dividend rate.

With Loyalty Select, your deposits immediately start earning 4.85% APY1 – giving you a great opportunity to grow your savings. With funding options like Edge Up4, Dividend Amp5 and Cash In,6 we offer a variety of ways to increase your deposits to Loyalty Select.

Not a Founders member and want to take advantage of the rewards you could earn by using our products and services? Click below to see if you qualify for membership. The sooner you join, the more you could earn.

Apply for Membership

 

Ways to Fund Loyalty Select

Edge Up4

Now available! Enroll in Edge Up and purchases made with your Debit Card could qualify for Edge Up transfers! Enroll in Founders Online, by visiting an office or by calling 1-800-845-1614.
 

Enroll Now

Dividend Amp5

Now available! Enroll your eligible interest bearing accounts in Dividend Amp and all your earned dividends will automatically transfer to your Loyalty Select! Enroll in Founders Online, by visiting an office or by calling 1-800-845-1614.
 

Enroll Now

Cash In6

Cash In eligible Founders Credit Card CURewards® points for deposits to Loyalty Select. The more points you earn, the more you can deposit into your Loyalty Select! Redeem your points in Founders Online.
 

Cash In Now

 

1 Annual Percentage Yield of 4.85% is accurate as of November 1, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. Click here for full terms and conditions.
2 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
3 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
4 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. Edge Up transfers to a Loyalty Select Account are limited to $100.00 per month per Loyalty Select Account. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/edge-up.
5 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/dividend-amp.
6 Not all Credit Card types are eligible for the Cash In program. Only members with a Founders Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/cash-in.

Auto Loans

as low as

1.99
%
APR*

Mortgage Loans

as low as

2.59
%
APR*

Credit Cards

as low as

7.85
%
APR*

Certificates

as high as

1.76
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Apply for a Recreational Vehicle Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Our Online Applications are currently unavailable due to a full system technology upgrade. Please check back on Monday, July 13 to start your application. Thank you for your interest in applying for a Loan or Deposit Account with Founders Federal Credit Union!

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