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Home Equity Line of Credit

Relax ... use your equity.

Founders offers a great solution for homeowners to make the most of your investments. Our Home Equity Line of Credit allows you to take advantage of the equity you have in your home.

Current HELOC Promotion

We are paying up to $5003 in closing costs when you get a Home Equity Line of Credit by April 30, 2019.

Low Origination Fees

Check our current Mortgage promotions for special Origination Fee rates.

Low Rates

We offer some of the lowest adjustable rates on the market.

You Decide How to Use Your Money

Great for recurring expenses like education, medical expenses, home improvements or debt consolidation.

Convenient Access to Your Money

Use your money when you need it. No hassles, no problems.

Easy Repayment Options

Payments can be made with Payroll Deduction, Founders Online, Call 24, at any Founders office or by mail.

Additional Information

  • Home Equity Line of Credit Rates as low as 5.50% APR
  • Use your home’s equity as collateral for a line of credit which can be used for nearly anything
  • Access money through your Checking Account, Founders Online, Call 24 and Equity Line Checks
  • Secure a Home Equity Line of Credit with Founders even if your Mortgage is financed elsewhere

Click here to apply for a Home Equity Line of Credit

3 Offer for up to $500.00 in closing costs applies to a Home Equity Line of Credit (HELOC) application received from February 1, 2019 through April 30, 2019, that closes but is not included with a promotional first mortgage loan closing. Founders will pay up to $500.00 in closing costs. All closing costs above $500.00 are the sole responsibility of the borrower and may vary. Other restrictions may apply. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Credit is subject to approval and your APR may vary based on evaluation of credit.

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier Number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System Registry at www.nmlsconsumeraccess.org.

Calculators

Should I Consolidate My Debt?

It could be in your best interest to consolidate your debt to one monthly payment. Use our calculator to see if this is an option for you.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

3.85
%
APR*

Credit Cards

as low as

9.85
%
APR*

Certificates

as high as

3.29
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Home Equity Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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