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Routing #: 253279439

Our lobbies are currently closed, but our drive-thrus are open for our members. In keeping with our commitment to you, many of these drive thrus are open longer hours - from 7am - 7pm.

Our Financial Services Representatives and Loan Officers are available by phone during regular business hours.

Our Contact Center, Card Services and eCommerce teams are available Monday through Friday, from 7am to 7pm.

And, as always, for 24/7 access to your accounts, we encourage you to use Founders Online and the Founders App. 

Important information about COVID-19 (Coronavirus). Click here.

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IRAs

Relax ... make a plan.

Prepare for a comfortable retirement with an Individual Retirement Account.

Additional Features

Traditional IRA

  • Accounts can be opened and funded with contributions based on your earned income and age.
  • Contributions may be tax-deductible.3
  • Earnings are tax-deferred until withdrawn.
  • Funds are always available,3 unlike many employer plans.
  • No minimum contribution required in any year.

Roth IRA

Coverdell Education Savings Account

  • Tax-free earnings.
  • Ability to invest up to $2,000 per year per child.
  • Withdraw money penalty-free for approved use on elementary, secondary and higher education expenses.
  • Account can be transferred to another child who qualifies as an eligible beneficiary if intended child does not attend an institution of higher education.
  • Contributions can be made by almost anyone.

Visit an office near you today to open an IRA or Coverdell Education Savings Account.

Terms and Conditions

1 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
2 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
3 Seek tax advice.

Calculators

What Will My Investment Be Worth in the Future?

See how much you could earn!

How Long Will My Retirement Savings Last?

Curious to how much you really need to retire? Check out our retirement savings calculator

How Much Do I Need to Fund my Retirement?

Retirement on the horizon? See if you are on track.

Certificates

as high as

2.02
%
APY*

IRAs

as high as

2.02
%
APY*

Loyalty Select

at

5.38%
%
APY*

Credit Cards

as low as

9.35
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Request More Information - Repos

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Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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Contact Us

Please do not include or request personal account information on this form. If you need assistance with personal account information, please send a secure message via the Messages tab within Founders Online, or call 1-800-845-1614.

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Insurance Services

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Ask Bob

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Become a Business Partner

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Exceptional Member Experience

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Website Accessibility Issues

Our goal is to ensure everyone is able to access the information on our website no matter what device or type of device you may be using. If you are utilizing assistive technology or a screen reader to view the information on our website and experienced an error, please click here to notify us of the accessibility issue.

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Financial Wellness

Relax … we have answers!

Have questions about financial wellness? Ask your question in the fields below and we will contact you with information. Please do not send specific account information through this form.