Debit Mastercard Relax ... safe and convenient access to your money.
Your Debit Mastercard1 can be used for purchases anywhere Mastercard is accepted – online, in person at merchants, by phone or at ATMs – around the world. Our Debit Mastercards are free2 and automatically connected to your Founders Checking Account!
Easy, Secure Access
Checking your account online is simple and secure with Founders Online.
Digital Wallets
Load your card into participating digital wallets for secure purchases with your mobile phone.
Free Transaction Alerts3
Protect your card and your account! Register your Debit Card in Founders Online.
Edge Up Daily Transfers
Enroll in Edge Up4 and any Debit Card purchases you make could qualify for daily transfers to your Loyalty Select.5
Instantly Issued at All Offices
Receive a new or replacement Debit Card at any Founders office with same day service.
Surcharge-free ATM Network
Access to over 30,000 surcharge-free ATMs6 through our affiliation with the CO-OP ATM Network.
Additional Features
- Withdraw cash at any Founders ATM or cash back at participating merchants using your PIN.
- Get added protection with Mastercard ID Theft ProtectionTM7 and Mastercard Zero Liability Protection8.
- Mastercard Global Service®9
- Get an edge on your savings when you enroll your Founders Mastercard Debit Card in our Edge Up3 program!
- Take advantage of Debit Boost10
Founders & Collegiate Debit Cards
- Show your team spirit with our Clemson™ University Debit Card or University of South Carolina Debit Card options or opt for our traditional Founders Debit Card design.
- Available through Instant Issue at any Founders location or by mail when calling 800-845-1614.
Current Debit Cardholder Guide to Benefits
1 Requires credit evaluation. Members under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail. Free checking does not apply to Fresh Start Checking.
2 Your first card is free. Replacement card fee is $7.00 per card.
3 The Credit Union does not charge for use of the Service. However, your wireless carrier may charge you for messages you receive as a result of using the Service. You should contact your carrier for complete pricing details.
4 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, certain online transactions, disputed transactions and other non-Debit Card transactions may not qualify. Edge Up transfers to a Loyalty Select Account are limited to $100.00 per month per Loyalty Select Account. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For more information, please visit foundersfcu.com/edge-up. For a complete list of terms, conditions and qualifications, please call 800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions
5 Annual Percentage Yield of 4.07% is accurate as of October 1, 2023. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions
6 Surcharge fees may apply when Founders Debit or ATM Card is used outside of the CO-OP ATM network or at foreign ATMs.
7 See Guide to Benefits or call 1-800-Mastercard for more information.
8 Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability
9 See Guide to Benefits for more information.
10 Only eligible consumer Checking Accounts that have the option to receive a Debit Card qualify for the Debit Boost program and all account types may not be eligible. ATM transactions, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. Monthly spend-to-points conversions are limited to a maximum of 100 per month. The Credit union reserves the right to cancel or modify the Debit Boost program at any time. or more information visit foundersfcu.com/debit-boost. For a complete list of terms, conditions and qualifications, please call 800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Priceless and World Elite are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated.
Important Notice
Disclosure
You are exiting Founders Federal Credit Union's website. When you click Continue, you will be transferred to a website not operated by your credit union. Founders Federal Credit Union is not responsible for the content or any links to or from this alternate website. Founders does not represent the third party or the member, should they enter into any agreements; and makes no representations or warranties regarding the products or services of the third party. Also, the privacy and security policies of the third party may be different from those of Founders Federal Credit Union.
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