Savings Accounts
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Your Savings Account1 is your primary account and the first step to becoming a Founders member.
Additional Features
- Low minimum deposit – only a $5 minimum deposit is required to open your primary Savings Account.
- No monthly service fees when you have eStatements,5 for low or high balances.
- Unlimited withdrawals at Founders ATMs at no charge.
- Add additional Savings Accounts in Founders Online.
Savings and Deposit Calculator
1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner.
2 Surcharge fees may apply when Founders Debit or ATM Card is used outside of the CO-OP ATM network or at non-Founders owned ATMs.
3 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For more information please visit foundersfcu.com/dividend-amp. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
4 Annual Percentage Yield of 4.07% is accurate as of February 7, 2023. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions
5 Accounts without eStatements will be charged $2 for periodic statements by mail.