Dividend Amp
Relax ... maximize the earnings on your savings!
Dividend Amp1 is an easy way to earn more on your savings! Enroll all of your eligible interest bearing accounts – Certificates, Savings Accounts and Money Market Plus Accounts – and all dividends earned on those accounts will automatically transfer to your high earning Loyalty Select Account.2
Enroll now in Founders Online, by visiting an office or by calling 1-800-845-1614.
How it works:
- If you are enrolled in Dividend Amp, all dividends you earn on eligible interest bearing accounts will post and automatically transfer to your Loyalty Select.
- If you don’t already have a Loyalty Select,2 we will automatically open one for you when you enroll in Dividend Amp.

How to enroll:
- Log in to Founders Online.
- In the left menu select Loyalty Select then Dividend Amp.
- Choose accounts you wish to enroll in Dividend Amp and select “Enrolled.” All eligible interest bearing accounts associated with the enrolled account will be enrolled in Dividend Amp.
- Read through and agree to our Terms and Conditions, then select Submit.
- If you don’t already have a Loyalty Select on your Founders Online My Accounts page, one will be created for you and viewable with your other account tiles. If you wish to rename or reorder this account, navigate to the left menu and select Settings then Rename/Hide Accounts.
- See how much you are earning by checking your Loyalty Select balance each day.
What other ways can I fund my Loyalty Select?
- Loyalty Select can be funded by Dividend Amp, Edge Up3 and Cash In.4
More questions?
View our Dividend Amp Frequently Asked Questions, call 1-800-845-1614 or visit a Founders Office near you and a Founders Representative will assist you.
1 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For more information please visit foundersfcu.com/dividend-amp. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
2 Annual Percentage Yield of 4.07% is accurate as of September 1, 2023. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions
3 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, certain online transactions, disputed transactions and other non-Debit Card transactions may not qualify. Edge Up transfers to a Loyalty Select Account are limited to $100.00 per month per Loyalty Select Account. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For more information, please visit foundersfcu.com/edge-up. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
4 Not all Credit Card types are eligible for the Cash In program. Only members with a Founders Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For more information please visit foundersfcu.com/cash-in. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.