• GAP Advantage1

    • GAP Advantage is a debt cancellation product. If your vehicle is involved in a total loss claim, this covers the difference between the insurance settlement and the amount you owe on your vehicle.
    • Your auto insurance provider determines whether your vehicle is a total loss, and whether the accident is an “at fault” or “not at fault” accident, or theft or flood.
    • If your vehicle is totaled, the insurance settlement is based on the actual cash value of the vehicle and not the outstanding loan balance. 
    • When you owe more on your Auto Loan than what your insurance company deems your car is worth, you have a “gap” and could still owe money on your totaled vehicle.
  • Mechanical Breakdown Protection1

    • Save hundreds of dollars on automotive repairs by adding an extended warranty to your Auto Loan.
    • Cost is less than what is offered at most dealerships.
    • Visit any Founders office or call our Contact Center at 1-800-845-1614 for more information on this insurance program.


1 Products/Services Offered By Third Parties/Affiliates: Any Guaranteed Asset Protection insurance or extended warranty products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.


How Much Car Can I Afford?

Not sure how much you can financially manage in an auto purchase? Use our calculator to see what fits in your budget.