Additional Protection Options Relax ... protect your purchases.

• GAP is a debt cancellation product. If your vehicle is involved in a total loss claim, this covers the difference between the insurance settlement and the amount you owe on your vehicle.
• Your auto insurance provider determines whether your vehicle is a total loss, and whether the accident is an “at fault” or “not at fault” accident, or theft or flood.
• If your vehicle is totaled, the insurance settlement is based on the actual cash value of the vehicle and not the outstanding loan balance.
• When you owe more on your Auto Loan than what your insurance company deems your car is worth, you have a “gap” and could still owe money on your totaled vehicle.
• GAP Advantage provides the borrower $1,000 toward the financing of a replacement vehicle when you finance with Founders. To receive the $1,000, there must be a total loss or unrecovered theft, and a new loan must be made for the replacement vehicle within 120 days of the insurance settlement date or the date of loss if there was no insurance.

• Save hundreds of dollars on automotive repairs by adding an extended warranty to your Auto Loan.
• Competitive with programs offered at most dealerships.
• Visit any Founders office or give us a call at 800-845-1614 for more information on this insurance program.

Filing a Payment Protection Claim is easier than ever! You have options for filing your claim:

File your claim online

• Visit Securian.com/mycoverage.
• Create a secure account with a username and password.
• Select the type of claim you’re reporting.
• Answer questions about your claim.
• Once the claim is received, it will be reviewed and you will be notified of a decision.
• After your claim is submitted, you can log in any time at Securian.com/mycoverage to check on claim status and receive information on payment details.

File your claim over the phone

• Call the claim contact center at 800-328-9442.
• Answer questions about the claim and a claims package with a claims form will be mailed or emailed to you.
• Once the claim is received, it will be reviewed and you will be notified of a decision.
• After you’ve reported a claim, you can call the claim center for information on claim status.

File your claim with paper forms
We encourage you to file your claim online for a faster response. To file your claim with a paper form:

• Receive claims form from Securian.
• Fill out the claims form in its entirety.
• Mail or fax claims form to PO Box 64114 St. Paul, MN 55164-0114 or 877-494-8401.
• Once the claim is received, it will be reviewed and you will be notified of a decision.
• After you’ve reported a claim, you can call the claim center for information on claim status or wait for your decision via mail.

Information needed for filing a claim: 

• Full name
• Date of birth
• Address
• Date of event
• Cause of event
• Any documentation related to the event

Questions? 

• Contact Securian Financial at 800-328-9442 Monday through Friday 7 am to 6 pm Central