Mortgage Loans Relax ... with a Founders Mortgage!
Founders offers many Mortgage Loan options to fit your lifestyle and your budget! Plus, Founders never charges PMI (Private Mortgage Insurance).
Low Rates
We offer some of the lowest fixed and adjustable rates on the market.
First Time Homebuyer Program1
Buying for the first time? Let us help you navigate the homebuying process and answer any questions you may have along the way.
Military Mortgage
Program2
We appreciate and honor our service men and women with our Founders Military Mortgage program for active or inactive military.
Founders Insurance Services3
Our qualified agents can help you find homeowners insurance options for your needs.
Free Homeowners Insurance Quote
Get a free online quote here!
30-Year Fixed Rate Mortgage4
Low Payments With an Easy Application Process!
Founders Mortgage Programs
- 30-Year Fixed Rate Mortgage4
- 15-Year5 and 20-Year6 Fixed Rate Mortgage options
- 15/15 and 7/1 Adjustable Rate options
- Founders Military Mortgage Program2
- First Time Homebuyer Program1
Additional Information
- No PMI, ever! Founders never charges Private Mortgage Insurance on any Mortgage products.
- Our experienced Mortgage Loan Officers are expertly trained to help you navigate the home-buying process. Click here for a complete list of our Mortgage Loan Originators
- Adjustable and fixed rate options
- Land loans
- Double wide manufactured home options
- Home Equity Lines of Credit
Mortgage Payment Calculator
Calculators
How much home can I afford?
Estimate your affordability so you know your price range.
Which Mortgage is better for me?
Compare the cost of up to three mortgages.
Institution NMLS Identifier Number: 410646. You must be 18 years or older to qualify for a Mortgage loan. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
1 First Time Homebuyer 7/1 Adjustable Rate Mortgage loan is available for the purchase of your primary residence. Not all property types qualify. Up to 100% LTV. Rates and terms vary depending on the type of loan, loan to value ratio, credit evaluation and underwriting requirements. Additional home ownership and credit requirements apply.
2 Military 15/15 Adjustable Rate Mortgage for our Service members is available for purchase or refinance of your primary residence. Up to 100% LTV. Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. Military issued DD214 or Leave and Earnings Statement for Active Duty Military required. Additional requirements based on length of service and type of discharge apply. Additional credit requirements apply
3 Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company. Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.
4 30-Year Fixed Rate Mortgage payment example based on $150,000.00 loan amount with an APR of 6.927% with a term of 30 years at 80% loan to value with a $404.00 underwriting fee and a 1% discount point fee at closing would be $973.28 monthly. Monthly payments do not include taxes and insurance: actual payment obligation will be greater. This loan type is available for purchase or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
5 15-Year Fixed Rate Mortgage payment example based on $150,000.00 loan amount, with an APR of 6.743%, with a term of 15 years at 90% loan to value with a 1% discount point fee at closing would be $1,307.06 monthly. Monthly payments do not include taxes and insurance: actual payment obligation will be greater. This loan type is available for purchase or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
6 20-Year Fixed Rate Mortgage payment example based on $150,000.00 loan amount with an APR of 6.981%, with a term of 20 years at 90% loan to value with a 1% discount point fee at closing would be $1,140.89 monthly. Monthly payments do not include taxes and insurance: actual payment obligation will be greater. This loan type is available for purchase or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
The SAFE Act requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org.
Important Notice
Disclosure
You are exiting Founders Federal Credit Union's website. When you click Continue, you will be transferred to a website not operated by your credit union. Founders Federal Credit Union is not responsible for the content or any links to or from this alternate website. Founders does not represent the third party or the member, should they enter into any agreements; and makes no representations or warranties regarding the products or services of the third party. Also, the privacy and security policies of the third party may be different from those of Founders Federal Credit Union.
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