Relax ... with a Founders Mortgage!
You'll get low rates, up to 90% financing and pay no Private Mortgage Insurance. And for a limited time only, receive our discounted interest rate without paying for the 1% Discount Point Fee.1 And with our many loan options, you can choose the mortgage that fits your lifestyle and your budget! Whether you're buying or refinancing it's important to work with a lender you can trust.
First Time Homebuyer Program
Buying for the first time? Let us help you navigate the homebuying process and answer any questions you may have along the way.
We appreciate and honor our service men and women with our Founders Military Mortgage program for active or inactive military.
Founders Insurance Services2
Our qualified agents can help you find homeowners insurance options for your needs.
- No PMI, ever! Founders never charges Private Mortgage Insurance on any Mortgage products.
- Your Mortgage Loan is serviced completely by Founders and always stays with us.
- Our experienced Mortgage Loan Officers are expertly trained to help you navigate the home-buying process. Click here for a complete list of our Mortgage Loan Originators
- Adjustable and fixed rate options
- Land loans
- Double wide manufactured home options
- Home Equity Lines of Credit
The SAFE Act requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org.
Federally insured by NCUA. Institution's NMLS Identifier Number: #410646
Rates and terms may vary depending on the type of Mortgage Loan, loan to value and evaluation of your credit.
1 Offer for discounted interest rate without paying a 1% fee (discount point) is only available for mortgage products that offer an interest rate with a discount point and only includes purchases, refinances from another financial institution, and cash out refinances of $50,000.00 or more in additional funds from an existing FFCU mortgage. Offer excludes HELOCs, land only loans and construction loans. Offer ends February 28, 2022.
2 Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company.
Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.
3 30-year Fixed Rate Mortgage loan is available for purchase or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. All costs, including processing fees, associated with the loan are the responsibility of the borrower. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
4 Military 15/15 Adjustable Rate Mortgage for our Service members is available for purchase or refinance of your primary residence. Up to 100% LTV. Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. Military issued DD214 or Leave and Earnings Statement for Active Duty Military required. Additional requirements based on length of service and type of discharge apply. Additional credit requirements apply.
5 First Time Homebuyer 7/1 Adjustable Rate Mortgage loan is available for the purchase of your primary residence. Not all property types qualify. Up to 100% LTV. Rates and terms vary depending on the type of loan, loan to value ratio, credit evaluation and underwriting requirements. Additional home ownership and credit requirements apply.