Mortgage Loans
Relax ... with a Founders Mortgage!
Our expert Mortgage Loan Officers are ready to help you through buying or refinancing your home. Founders offers many Mortgage Loan options to fit your lifestyle and your budget! Plus, Founders never charges PMI (Private Mortgage Insurance).
Founders Mortgage Programs
- 30-Year Fixed Rate Mortgage4
- 15-Year5 and 20-Year6 Fixed Rate Mortgage options
- 15/15, 7/1 and 5/5 Adjustable Rate options
- Founders Military Mortgage Program2
- First Time Homebuyer Program1
Additional Information
- No PMI, ever! Founders never charges Private Mortgage Insurance on any Mortgage products.
- Your Mortgage Loan is serviced completely by Founders and always stays with us.
- Our experienced Mortgage Loan Officers are expertly trained to help you navigate the home-buying process. Click here for a complete list of our Mortgage Loan Originators
- Adjustable and fixed rate options
- Land loans
- Double wide manufactured home options
- Home Equity Lines of Credit
Mortgage Payment Calculator
Other Calculators
Estimate your affordability so you know your price range.
Compare the cost of up to three mortgages.
Rates and terms may vary depending on the type of Mortgage Loan, loan to value and evaluation of your credit.
1 First Time Homebuyer 7/1 Adjustable Rate Mortgage loan is available for the purchase of your primary residence. Not all property types qualify. Up to 100% LTV. Rates and terms vary depending on the type of loan, loan to value ratio, credit evaluation and underwriting requirements. Additional home ownership and credit requirements apply.
2 Military 15/15 Adjustable Rate Mortgage for our Service members is available for purchase or refinance of your primary residence. Up to 100% LTV. Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. Military issued DD214 or Leave and Earnings Statement for Active Duty Military required. Additional requirements based on length of service and type of discharge apply. Additional credit requirements apply
3 Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company.
Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.
4 30-Year Fixed Rate Mortgage payment example based on $150,000.00 loan amount with an APR of 7.11%, with a term of 30 years at 80% loan to value with a 1% origination fee at closing would be $992.40 monthly. Monthly payments do not include taxes and insurance: actual payment obligation will be greater. This loan type is available for purchase or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. All costs, including processing fees, associated with the loan are the responsibility of the borrower. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
5 15-Year Fixed Rate Mortgage payment example based on $150,000.00 loan amount, with an APR of 6.81%, with a term of 15 years at 90% loan to value with a 1% origination fee at closing would be $1,306.60 monthly. Monthly payments do not include taxes and insurance: actual payment obligation will be greater. This loan type is available for purchase or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. All costs, including processing fees, associated with the loan are the responsibility of the borrower. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
6 20-Year Fixed Rate Mortgage payment example based on $150,000.00 loan amount with an APR of 7.02%, with a term of 20 years at 90% loan to value with a 1% origination fee at closing would be $1,144.00 monthly. Monthly payments do not include taxes and insurance: actual payment obligation will be greater. This loan type is available for purchase or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. All costs, including processing fees, associated with the loan are the responsibility of the borrower. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
The SAFE Act requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org.