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30-Year Fixed Rate Mortgage

Relax ... with a 30-Year Fixed Rate Mortgage

Low Payments* With an Easy Application Process!

30-Year Fixed Rate Mortgage1

Save on your monthly mortgage payment with a 30-Year Fixed Rate Mortgage from Founders Federal Credit Union!

Take advantage of low rates while they’re still around! The application process is simple, and your Mortgage is serviced completely by Founders and always stays with us. Founders also offers additional mortgage options like our First Time Homebuyer Program and Founders Military Mortgage Program.

Learn more about our additional Mortgages here!

Relax … you’re home.

Additional Information

  • No PMI, ever! Founders never charges Private Mortgage Insurance on any Mortgage products.
  • Your Mortgage Loan is serviced completely by Founders and always stays with us.
  • Our experienced Mortgage Loan Officers are expertly trained to help you navigate the home-buying process. Click here for a complete list of our Mortgage Loan Originators.
  • Adjustable and fixed rate options.
  • Low rates.
  • Pay off your Mortgage over 30 years with low monthly payments!*

Apply for Your Mortgage

30-Year Fixed Rate Mortgage

Mortgage Payment Calculator

Other Calculators

How much home can I afford?

Estimate your affordability so you know your price range.

Which Mortgage is better for me?

Compare the cost of up to three mortgages.

* Compared to other Founders fixed rate mortgage products.

** Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company. 
Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.

1 30-year fixed rate mortgage offer is available for purchases or refinance of your primary residence. Not all property types qualify. Loan to value and debt to income limits apply. All costs, including origination and processing fees, associated with the loan are the responsibility of the borrower. Offer, rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.

The SAFE Act requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org.

Rates and terms may vary depending on the type of Mortgage Loan, loan to value and evaluation of your credit.

Auto Loans

as low as

4.74
%
APR*

Mortgage Loans

as low as

6.105
%
APR*

Credit Cards

as low as

14.00
%
APR*

Certificates

as high as

5.04
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Apply for a Recreational Vehicle Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Our Online Applications are currently unavailable due to a full system technology upgrade. Please check back on Monday, July 13 to start your application. Thank you for your interest in applying for a Loan or Deposit Account with Founders Federal Credit Union!

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Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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Contact Us

Please do not include or request personal account information on this form. If you need assistance with personal account information, please send a secure message via the Messages tab within Founders Online, or call 1-800-845-1614.

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Our goal is to ensure everyone is able to access the information on our website no matter what device or type of device you may be using. If you are utilizing assistive technology or a screen reader to view the information on our website and experienced an error, please click here to notify us of the accessibility issue.

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Financial Wellness

Relax … we have answers!

Ask your question in the fields below and we will contact you with information. Please do not send specific account information through this form.

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