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Certificates

Relax ... you're in charge.

Save money for future expenses or give your savings a boost with our competitive-rate Certificates!

Additional Features

  • Minimum deposit of $500 required to open.
  • Competitive market rates with rates as high as  3.03% APY.1
  • Multiple term options.
  • Dividends paid quarterly.
  • Automatic renewal notification.
  • Our Certificates are eligible for Dividend Amp2 - an easy way to fund Loyalty Select3 with the dividends you earn on your Certificate. Click here for more information.

Open your Certificate

1 Annual Percentage Yield, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
2 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or go to Founders Online.
3 Annual Percentage Yield of 5.38% is accurate as of September 1, 2019. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program.

Terms and Conditions

Calculators

Earnings Calculator

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Certificates

as high as

3.03
%
APY*

IRAs

as high as

3.14
%
APY*

Loyalty Select

at

5.38%
%
APY*

Credit Cards

as low as

10.10
%
APR*

Apply for an Auto Loan!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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