Go to Founders Federal Credit Union homepage

Founders Online

Routing #: 253279439

Masks or face coverings must be worn inside all Founders facilities. Click here for COVID-19 (Coronavirus) updates.

Search

Certificates

Relax ... you're in charge.

Save money for future expenses or give your savings a boost with our competitive-rate Certificates!

Additional Features

  • Minimum deposit of $500 required to open.
  • Competitive market rates with rates as high as 1.76% APY.3
  • Multiple term options.
  • Dividends paid quarterly.
  • Automatic renewal notification.
  • Our Certificates are eligible for Dividend Amp4 - an easy way to fund Loyalty Select5 with the dividends you earn on your Certificate. Click here for more information.

Open your Certificate

Certificates Calculator

Earnings Calculator

See how much you could earn!

How Much Do I Need to Fund my Retirement?

Retirement on the horizon? See if you are on track.

1 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
2 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
3 Annual Percentage Yield, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
4 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/dividend-amp.
5 Annual Percentage Yield of 4.85% is accurate as of September 1, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. Click here for full terms and conditions.

Terms and Conditions

Certificates

as high as

1.76
%
APY*

IRAs

as high as

1.76
%
APY*

Loyalty Select

at

4.85%
%
APY*

Credit Cards

as low as

7.85
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

Founders Online Founders Online

NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Apply for a Recreational Vehicle Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Our Online Applications are currently unavailable due to a full system technology upgrade. Please check back on Monday, July 13 to start your application. Thank you for your interest in applying for a Loan or Deposit Account with Founders Federal Credit Union!

Request More Information - Repos

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Request More Information - Foreclosures

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Contact Us

Please do not include or request personal account information on this form. If you need assistance with personal account information, please send a secure message via the Messages tab within Founders Online, or call 1-800-845-1614.

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Insurance Services

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Ask Bob

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Become a Business Partner

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Exceptional Member Experience

Can we use your name and picture on our social media channels? *
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Website Accessibility Issues

Our goal is to ensure everyone is able to access the information on our website no matter what device or type of device you may be using. If you are utilizing assistive technology or a screen reader to view the information on our website and experienced an error, please click here to notify us of the accessibility issue.

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Financial Wellness

Relax … we have answers!

Ask your question in the fields below and we will contact you with information. Please do not send specific account information through this form.