Relax ... you're in charge.
Save money for future expenses or give your savings a boost with our competitive-rate Certificates!
84 Month Loyalty Certificates1,2
The more Founders products you use, the higher your rate! Now with rates as high as 3.29% APY.
- Minimum deposit of $500 required to open.
- Competitive market rates with rates as high as 5.46% APY.3
- Multiple term options.
- Dividends paid quarterly.
- Automatic renewal notification.
- Our Certificates are eligible for Dividend Amp4 - an easy way to fund Loyalty Select5 with the dividends you earn on your Certificate. Click here for more information.
1 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
2 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
3 Annual Percentage Yield, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
4 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For more information please visit foundersfcu.com/dividend-amp. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
5 Annual Percentage Yield of 4.07% is accurate as of September 1, 2023. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions