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Certificates

Relax ... you're in charge.

Save money for future expenses or give your savings a boost with our competitive-rate Certificates!

Fixed Rate Certificates

Earn a set interest rate throughout the term of the certificate.

Fixed Rate IRAs

Save for retirement with a fixed rate of return.

Variable Rate IRAs

Contribute and withdraw at any time without a Founders penalty.

Loyalty Advantage Certificate

One of our lowest minimum deposit certificates, with one of our highest rates.

Additional Features

  • Minimum deposit of $500 required to open.
  • Competitive market rates with rates as high as  3.29% APY.*
  • Select your term.
  • Dividends paid quarterly.
  • Automatic renewal notification.

Open your Certificate

* Annual Percentage Yield, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.

Terms and Conditions

Calculators

Earnings Calculator

See how much you could earn!

How Much Should I Save Each Month?

Working on your budget?

How Much Do I Need to Fund my Retirement?

Retirement on the horizon? See if you are on track.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

3.85
%
APR*

Credit Cards

as low as

9.85
%
APR*

Certificates

as high as

3.29
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Certificates!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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Exceptional Member Experience

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