Loyalty Certificate and IRAs Relax ... use more, earn more!
With our 84 Month Loyalty Certificate and IRAs,3,4 the more products you use with Founders, the higher your rate will be.
Long Term Savings Option with High Returns
Safely set aside your savings and earn money at the same time.
Eligible for Dividend Amp1 Transfers to Loyalty Select2
Enroll in Dividend Amp and your earned dividends on your Loyalty Certificate or Loyalty IRA will automatically transfer to your Loyalty Select.
24/7 Account Access
Check your balance anytime, anywhere with Founders Online.
- Minimum deposit of $500 required to open.
- Dividends paid quarterly.
- Automatic renewal notification.
Certificates Calculator
1 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For more information please visit foundersfcu.com/dividend-amp. For a complete list of terms, conditions and qualifications, please call 800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
2 Annual Percentage Yield of 4.07% is accurate as of October 1, 2023. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions
3 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
4 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
Important Notice
Disclosure
You are exiting Founders Federal Credit Union's website. When you click Continue, you will be transferred to a website not operated by your credit union. Founders Federal Credit Union is not responsible for the content or any links to or from this alternate website. Founders does not represent the third party or the member, should they enter into any agreements; and makes no representations or warranties regarding the products or services of the third party. Also, the privacy and security policies of the third party may be different from those of Founders Federal Credit Union.
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