Loyalty Certificate and IRAs
Relax ... use more, earn more!
With our 84 Month Loyalty Certificate and IRAs,3,4 the more products you use with Founders, the higher your rate will be.
Long Term Savings Option with High Returns
Safely set aside your savings and earn money at the same time.
Eligible for Dividend Amp1 Transfers to Loyalty Select2
Enroll in Dividend Amp and your earned dividends on your Loyalty Certificate or Loyalty IRA will automatically transfer to your Loyalty Select.
- Minimum deposit of $500 required to open.
- Dividends paid quarterly.
- Automatic renewal notification.
Terms and Conditions
1 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For more information please visit foundersfcu.com/dividend-amp. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
2 Annual Percentage Yield of 4.07% is accurate as of September 1, 2023. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions
3 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
4 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.