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The Founders Podcast Banking, connecting and innovating

The Founders Podcast with Ryan Deese

Welcome to The Founders Podcast with Ryan Deese.

Join us for conversations that help you make smarter financial decisions and stay informed about the topics that matter most. From fraud prevention, identity theft and credit freezes to technology, insurance and financial wellness, each episode features practical insights from experts across the Founders family.

Produced by Founders Federal Credit Union, with perspectives from Founders Innovative Technology (FIT), Founders Insurance Services and Founders Wealth Management, The Founders Podcast is your trusted source for banking, technology, and financial education.

Subscribe today and start building a stronger financial future.

  • Episode 3: Financial Planning Made Simple

     
     

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    Financial Planning Made Simple: Building a Roadmap for Your Financial Future

    Financial planning is about much more than investing. In this episode of The Founders Podcast, host Ryan Deese sits down with David Tolson, Managing Director of Founders Wealth Management and Wealth Advisor, to discuss how a financial plan can help bring clarity, confidence and direction to your financial future. 

    Whether you’re just beginning your career, raising a family, preparing for retirement or simply looking to make smarter financial decisions, having a plan can help you stay focused on what matters most. Ryan and David explore common misconceptions about financial planning, why it’s not reserved for the wealthy, and how having clearly defined goals can help you make informed decisions through every stage of life. 

    In this episode, you’ll learn: 

    • Why financial planning is about more than investments 
    • The key areas a comprehensive financial plan may include, from budgeting to retirement and estate planning 
    • How to cut through financial noise and focus on your personal goals 
    • Common financial planning mistakes and how to avoid them 
    • Why it’s never too early, or too late, to start planning for the future 
    • How financial priorities often change through different stages of life 
    • The value of working with a financial advisor and what to expect from an initial conversation 

    If you’ve been putting off creating a financial plan, this conversation offers practical guidance and encouragement to help you take the first step toward achieving your financial goals. 

    Learn more about Founders Wealth Management: wealthmanagementatfounders.com

     


    The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. 

    Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). 

    Insurance products are offered through LPL or its licensed affiliates. Founders Federal Credit Union and Founders Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Founders Wealth Management, and may also be employees of Founders Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Founders Federal Credit Union or Founders Wealth Management. Securities and insurance offered through LPL or its affiliates are: 

    Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value 

    The LPL Financial representative associated with this podcast may discuss and/or transact securities business only with residents of the following states: Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Pennsylvania, South Carolina, Maryland, Colorado, Delaware, Georgia, Illinois, Indiana, Kentucky, Michigan, Minnesota, New Jersey, Ohio, Vermont, Virginia. 

    Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

  • Episode 2: Medicare Made Clear

     
     

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    Medicare Made Clear – Better Coverage, Better Decisions, Better Retirement

    Medicare can feel overwhelming, but making the right decisions now can have a lasting impact on both your healthcare coverage and your retirement finances. In this episode of The Founders Podcast, host Ryan Deese sits down with Dale Klepper, Life, Accident and Health Agent with Founders Insurance Services, to break down the complexities of Medicare and help listeners better understand their options. 

    From enrollment timelines and coverage choices to prescription drug reviews and common mistakes, Dale shares practical guidance for anyone approaching Medicare, currently enrolled or wondering whether their existing coverage still meets their needs. He explains the differences between Original Medicare, Medicare Advantage, Medigap plans, and Part D coverage, while highlighting key financial considerations that many retirees overlook. 

    In this episode, you'll learn: 

    • The differences between Medicare Parts A, B, C and D 
    • When to begin preparing for Medicare and why timing matters 
    • How late enrollment penalties can impact your long-term costs 
    • Why reviewing prescription drug coverage every year is essential 
    • Common Medicare mistakes and how to avoid them 
    • The key questions to ask before selecting a Medicare plan 
    • How to evaluate healthcare costs beyond monthly premiums 
    • Why Medicare decisions should be part of your overall retirement plan 

    Whether you're approaching age 65, planning for retirement or helping a loved one navigate Medicare, this episode provides practical insights to help you make more informed decisions with confidence. 

    For a complimentary copy of our Medicare Guidebook, visit foundersfcuinsurance.com/Medicare. And for help with Medicare, talk to a local Founders Insurance Agent today by calling 855-385-7977 (TTY:711). 

     


    By dialing the phone number you will contact a licensed insurance agent. We do not offer every plan available in your area. Currently, we represent 5 organizations which offer 52 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY users call 1-877-486- 2048) 24 hours a day/7 days a week, or your local State Health Insurance Program (SHIP) to get information on all of your options. MULTIPLAN_FFCU_POD_1025_C 

    Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company. 

    Not NCUA Insured | No Credit Union Guarantee | May Lose Value | Not Deposits | Not Insured by any Federal Government Agency.

  • Episode 1: Protect Your Credit

     
     

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    Lock It Down: How to Protect Your Credit and Stop Fraud Before It Starts

    Identity theft and financial fraud are on the rise – but protecting yourself may be easier than you think.

    In this episode of The Founders Podcast, host Ryan Deese sits down with IT expert Amanda Owens to discuss one of the most effective ways to prevent identity theft: freezing your credit. 

    Learn how credit fraud happens, why your personal information may already be exposed through data breaches and the simple steps you can take today to stop criminals from opening loans, credit cards or other accounts in your name. 

    In this episode, you’ll learn: 

    • What a credit freeze is and how it works 
    • The difference between a credit freeze and credit monitoring 
    • Why freezing your credit is free and recommended for most consumers 
    • How to place a freeze with Equifax, Experian and TransUnion 
    • Common myths about credit freezes 
    • Why parents should consider freezing their children’s credit 
    • Practical tips to protect yourself from identity theft and financial fraud 

    Whether you’re concerned about cybersecurity, protecting your credit score or safeguarding your financial future, this episode provides practical advice that can help you take control before fraud happens. 

     

    Learn more about Founders Innovative Technology.


The information provided in this podcast should not be considered legal advice. For legal questions, you should consult a qualified attorney regarding your specific circumstances.