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Founders Military Mortgage

Relax ... we appreciate you!

Founders wants to honor our service men and women with our Founders Military Mortgage.

  • Questions to keep in mind during the homebuying process.

    How much home can I afford?

    Click here to use our loan calculators and find out how much home you can afford. As a general rule of thumb, the purchase price of your home should not be higher than three times your annual household income.

    How much house do I need?

    Determining how many bedrooms, how big of a backyard and how much space you need are a few things to consider before beginning your home search.

    What kind of home do you want to buy?

    There are many types of homes – a home in a neighborhood, a townhome in a development, a condo in a building, and many more. Knowing the type of home you want to buy is important so you can understand the additional fees you may incur. Homes in neighborhoods could have Homeowners Association dues, which could be a costly expense.

    What can’t I buy with Founders First Time Homebuyer Program?

    Our First Time Homebuyer Program does not include mobile homes or building a custom home. We do have products available for these types of homes and a Mortgage Loan Officer will be glad to help you find the right product for you. To speak with a Mortgage Loan Officer call 1-800-845-1614.

    What other responsibilities come with home ownership?

    As a homeowner, you are responsible for all aspects of that home – the home itself, the yard or land the home is on, and all the things that make the home function. This includes appliances, heating and cooling units and more. It’s always a good idea to have extra money in savings and available in case one of these expensive items needs to be repaired or replaced.

  • Financial Benefits of Owning a Home.

    Build equity

    You can build equity in your home and increase your overall financial assets if your property value increases.

    Tax Benefits

    You may be able to deduct mortgage interest and property taxes for tax benefits. Consult with your tax advisor regarding tax deductibility.

    Build credit

    You can build your credit by making your mortgage payments on time.

  • Think you're ready to buy?

    Make sure you are financially prepared.

    Saving for a down payment for buying a house can take years, but remember the higher your down payment is, the less you will need to finance. Founders First Time Homebuyer Program only requires the applicant has a minimum of $1,000.00 in the transaction. This minimum includes closing costs, prepaids or a down payment.

    Review your current financial bills and debts.

    While securing your mortgage loan, it’s a good idea to pay outstanding bills and not take out any new debt.

  • What's next?

    Even if you apply for your Mortgage Loan online, a Mortgage Loan Officer will reach out to you regarding the details of your request and to review your credit report. Our trained Mortgage Loan Officers are also able to review your situation and make sure you are getting the right Mortgage for your financial situation.

    To keep the application process as smooth as possible, be sure you sign and return any required documents to your Mortgage Loan Officer quickly.

    Our Mortgage Loan Officers will continue to communicate with you every step of the way including when appraisals need to be scheduled, when your closing appointment will be and any actions you need to take to get in the home of your dreams.

    To speak with a Mortgage Loan Officer, please call 1-800-845-1614 Apply Now

     

  • After closing.

    Managing your Founders Mortgage is easy! You can conveniently access and pay your Mortgage in Founders Online or by visiting an office near you. If you have questions regarding your Mortgage Loan, our Mortgage Loan Officers are always available to assist you.

Additional Information

  • Military issued DD214 or Leave and Earnings Statement for Active Duty Military required
  • Additional requirements based on length of service and type of discharge apply
  • 15/15 Adjustable Rate Mortgage

Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. APR is subject to increase or decrease. PMI=Private Mortgage Insurance. Offer for no origination fee and 100% LTV is only available for Founders Military Mortgage Loan Program. Military issued DD214 or Leave and Earnings Statement for Active Duty Military required. Additional requirements based on length of service and type of discharge apply.

1 Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company. 
Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.

Calculators

How much home can I afford?

Estimate your affordability so you know your price range.

Which Mortgage is better for me?

Compare the cost of up to three mortgages.

Adjustable Rate Mortgage Calculator

Calculate your payment with an Adjustable Rate Mortgage.

Auto Loans

as low as

1.99
%
APR*

Mortgage Loans

as low as

2.59
%
APR*

Credit Cards

as low as

7.85
%
APR*

Certificates

as high as

1.76
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Apply for a Recreational Vehicle Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Our Online Applications are currently unavailable due to a full system technology upgrade. Please check back on Monday, July 13 to start your application. Thank you for your interest in applying for a Loan or Deposit Account with Founders Federal Credit Union!

Request More Information - Repos

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Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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Contact Us

Please do not include or request personal account information on this form. If you need assistance with personal account information, please send a secure message via the Messages tab within Founders Online, or call 1-800-845-1614.

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Insurance Services

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Exceptional Member Experience

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Website Accessibility Issues

Our goal is to ensure everyone is able to access the information on our website no matter what device or type of device you may be using. If you are utilizing assistive technology or a screen reader to view the information on our website and experienced an error, please click here to notify us of the accessibility issue.

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Financial Wellness

Relax … we have answers!

Ask your question in the fields below and we will contact you with information. Please do not send specific account information through this form.