SmartStart

Relax. Be young (and smart).

Enjoy an account with ease and flexibility, designed for young adults, 17 – 25 years of age, in technical colleges, universities or just starting out.

Open Account

Free Checking with eStatements1

  • No minimum balance, no monthly fee or per check charges
  • Dividends paid on full balance
  • Free box of Founders exclusive design checks
  • Free Visa Debit Card
  • Founders Mobile App with Mobile Deposit2

PREFERRED NO FRILLS VISA

Apply for a Preferred No Frills Visawith a limit as low as $250 to help you safely establish your credit with our lowest rate card and without the risks that high limits carry.  Plus, with the Founders Mobile Credit Card App, managing your Preferred No Frills Visa has never been easier.

Online and Mobile Banking

We offer many services to help make conducting your financial business easy. We are constantly adding new services and changing existing services so you get the most of your membership.

Founders Online

Founders Mobile

Popmoney

ATM Access

  • Access to over 30,000 surcharge-free4 ATMs
  • ATMs located on eight college campuses5

Switching to Founders is easy!

Switch your accounts in a few easy steps:

  • Step 1: Join Founders! Click the Open Account button at the top of this page to start the application process.
  • Step 2: Open a Founders Checking Account.
    To open your Checking Account, click here if you are already a member of Founders. You can also visit an office near you to apply for your Checking Account. 
  • Step 3: Fill out our Switch Kit forms.
    Once you open a Checking Account, you can make the switch to Founders. Click here for our Switch Kit which includes our Direct Deposit Form, Automatic Payment Form and Account Closure Form.

Switch Kit

Financial Education

Want to learn more about Financial Education and what you can do to help establish a good financial history? Check out all the tools, games and resources available for teens and young adults through Money Management International, our free Financial Education service! Available 24/7 and in 30 languages, call 866-664-1734 or click below to see what Money Management International has to offer!

get started

 

1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail.
2 Only members in good standing with a Checking Account that meet certain eligibility requirements qualify for this service. Business, club, trust, custodial and other fiduciary accounts are not eligible.
3 Must be 18 years of age or older. Credit evaluation is required. Rates and terms may vary depending on the type of loan and evaluation of your credit. Certain restrictions apply for applicants under the age of 21 without an independent means of repaying the obligation.
4 Surcharge fees may apply when Founders Visa Debit or ATM Card is used outside of the CO-OP ATM network or at non-Founders owned ATMs.
5 Information accurate as of 11/18/2016.

Auto Loans as low as*

1.90%
APR

Credit Cards as low as*

8.35%
APR

Personal Loans as low as*

7.90%
APR

HELOC as low as*

4.00%
APR

Rates, terms & conditions

 

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