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SmartStart

Relax ... be young (and smart).

Our SmartStart Account is designed for young adults, 17-25 years old, in technical colleges, universities or just starting out.

No Minimum Balance

Keep as much or as little money in your Checking Account as you need.

 

No Monthly Fees1

Sign up for free eStatements to have a Checking Account with no fees. Paper statement recipients are charged a $2 statement by mail fee.

Visa Debit Card

Free with every Checking Account. Choose from regional collegiate Debit Card designs!
 

24/7 Account Access

Check your balance anytime, anywhere with Founders Online.
 

ATM Access

ATMs located on many college campuses throughout our membership area.

Founders & Collegiate Debit Cards

  • Show your team spirit with our Clemson University Debit Card or University of South Carolina Debit Card options or opt for our traditional Founders Debit Card design.
  • Available through Instant Issue at any Founders location or by mail when calling 1-800-845-1614.

Apply for your SmartStart Account

1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail.

Certificates

as high as

3.03
%
APY*

IRAs

as high as

3.14
%
APY*

Loyalty Select

at

5.38%
%
APY*

Credit Cards

as low as

10.10
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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