Go to Founders Federal Credit Union homepage

Founders Online

Search

SmartStart

Relax ... be young (and smart).

Our SmartStart Account is designed for young adults, 17-25 years old, in technical colleges, universities or just starting out.

Founders & Collegiate Debit Cards

Additional Features

  • No minimum balance – keep as little or as much in your Checking Account as you need.
  • No monthly fees - sign up for free eStatements2 to have a Checking Account with no fees. Paper statement recipients are charged a $2 statement by mail fee.
  • Get an edge on your savings when you enroll your Founders Visa Debit Card in our Edge Up1 program!

Apply for your SmartStart Account

1 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or log in to Founders Online.
2 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail.

Certificates

as high as

3.03
%
APY*

IRAs

as high as

3.14
%
APY*

Loyalty Select

at

5.38%
%
APY*

Credit Cards

as low as

9.85
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

Founders Online Founders Online

NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Request More Information - Repos

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Request More Information - Foreclosures

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Contact Us

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Insurance Services

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Ask Bob

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Become a Business Partner

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Exceptional Member Experience

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.