Auto Loans
Relax ... just drive.
Whether you’re after that new-car smell or just want to save money by refinancing your loan from another financial institution, Founders has your Auto Loan!
Beat Your Current Auto Loan Rate by 1.00%1 and No Payment for 90 Days!2
Don’t miss out, apply today! You can use our online Auto Loan application, apply within Founders Online or visit one of our offices.
Additional Features
- Rates as low as 4.49% APR.*
- Variety of financing options for vehicles, motorcycles, campers, boats, recreational vehicles and more.
- Quick turnaround time from application to funding, giving you more time to enjoy your new purchase.
- Our relationships with many dealerships are superb – giving you an easy-to-navigate and timely experience on both the Founders and dealer side during what can be a stressful experience.
- Get a preapproved spending limit, valid for 30 days, by applying for your Auto Loan early so you know what to look for before you start shopping.
- Let a Founders Loan Officer be your trusted advisor to make sure your purchase makes sense for you and your finances.
Auto Loan Calculator
*Must purchase new recreational vehicle with a title or refinance new titled recreational vehicle from a financial institution other than Founders Federal Credit Union. Pay as low as 7.00% on your secured loan with 72 monthly payments of $171.00 for each $10,000 borrowed. New vehicle securing the loan must be current or previous model year. See your loan officer for more details or for information on financing used recreational vehicles. Rates, terms, and conditions subject to change without notice.
1 Boats, motorcycles, campers, RVs and other recreational vehicles with titles are eligible collateral subject to Founders Federal Credit Union’s (FFCU) standard acceptable collateral guidelines. Interest rate reduction limited to a floor rate of 4.50% for new or used vehicle loans. Other acceptable collateral is limited to a floor rate of 7.00%. Collateral must be currently financed in the member/borrower’s name with a financial institution other than FFCU. A current periodic statement or executed contract reflecting the existing loan in the borrower’s name with the current interest rate from the financial institution must be provided. Current vehicle registration required. Payment on existing loan must be current to qualify for interest rate reduction. Member must be in good standing with Founders to qualify, including no outstanding troubled debt restructured loans, bankruptcies, unresolved returned checks, or unresolved title issues. Members thirty days or greater past due on any Founders loan are not eligible for the interest rate reduction. All financing subject to FFCU’s standard underwriting guidelines and credit evaluation. These terms are subject to change at the discretion of the Credit Union at any time without further notice.
2 Interest will accrue daily upon origination.
3 Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company.
Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.
4 Payment Protection is an optional debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.
5 Products/Services Offered By Third Parties/Affiliates: Any Guaranteed Asset Protection insurance or extended warranty products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.