| | LTV | Discount Points | Rate | APR | Payment* | Payment at Max Interest Rate | PMI |
|---|
| 15-Year Fixed | Up to 90% | 1% | 6.50% | 6.743% | $1,307.06 | | No |
|---|
| 20-Year Fixed | Up to 90% | 1% | 6.75% | 6.981% | $1,140.89 | | No |
|---|
| 30-Year Fixed | Up to 90% | 1% | 6.75% | 6.927% | $973.28 | | No |
|---|
| 7/1 Adjustable Rate | Up to 90% | 1% | 6.25% | 6.421% | $923.95 | In 10th year $1,414.23 | No |
|---|
| 15/15 Adjustable Rate | Up to 90% | 1% | 6.75% | 6.90% | $973.38 | In 16th year $1,374.00 | No |
|---|
| Double Wide Mobile Home | Up to 90% | 1% | 8.25% | 8.414% | $1,127.56 | In 4th year $1,762.51 | No |
|---|
| 7/1 Adjustable First Time Homebuyer | Up to 100% | 0% | 7.50% | 7.519% | $1,049.28 | In 10th year $1,572.91 | No |
|---|
*Payment Examples based on a $150,000.00 loan.
You must be 18 years or older to qualify for a Mortgage loan. Rates, terms and conditions vary depending on the type of loan, loan amount, loan to value ratio, credit evaluation and underwriting requirements.
Rates are current as of November 5, 2026 and are the Credit Union's best rates. Other rates and terms vary depending on the type of loan, loan to value ratio, credit evaluation and underwriting requirements. For variable rate mortgage products, APR is subject to increase or decrease. APR reflects the actual annual cost of a loan including the loan interest rate, any discount points, and applicable fees. Flood, property insurance, and taxes, if applicable, are not calculated in the payment example. Actual payment obligation will be greater if an escrow account is required. All Credit Union loan programs, rates, terms and conditions are subject to credit approval and may change at any time without notice.
The SAFE Act requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org.
