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Checking Account

Relax ... you'll love our Checking.

Our Checking Account has all the features you need to manage your money and it’s free when you have eStatements.1

Additional Features

  • No minimum balance – keep as little or as much in your Checking Account as you need.
  • No monthly fees - sign up for free eStatements1 to have a Checking Account with no fees. Paper statement recipients are charged a $2 statement by mail fee.
  • Get an edge on your savings when you enroll your Founders Visa Debit Card in our Edge Up2 program!
  • Our Checking Accounts are eligible for Dividend Amp3 - an easy way to fund Loyalty Select4 with the dividends you earn on your Checking Account. Click here for more information.

Founders & Collegiate Debit Cards

  • Show your team spirit with our Clemson University Debit Card or University of South Carolina Debit Card options or opt for our traditional Founders Debit Card design.
  • Available through Instant Issue at any Founders location or by mail when calling 1-800-845-1614.

Apply for your Checking Account

1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail.
2 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or log in to Founders Online.
3 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or go to Founders Online.
4 Annual Percentage Yield of 5.38% is accurate as of November 6, 2019. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits.

Certificates

as high as

3.29
%
APY*

IRAs

as high as

3.39
%
APY*

Loyalty Select

at

5.38%
%
APY*

Credit Cards

as low as

9.60
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

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