Go to Founders Federal Credit Union homepage

Founders Online

Routing #: 253279439

Our lobbies are currently closed, but our drive-thrus are open for our members. In keeping with our commitment to you, many of these drive thrus are open longer hours - from 7am - 7pm.

Our Financial Services Representatives and Loan Officers are available by phone during regular business hours.

Our Contact Center, Card Services and eCommerce teams are available Monday through Friday, from 7am to 7pm.

And, as always, for 24/7 access to your accounts, we encourage you to use Founders Online and the Founders App. 

Important information about COVID-19 (Coronavirus). Click here.

Search

Checking Account

Relax ... you'll love our Checking.

Our Checking Account has all the features you need to manage your money and it’s free when you have eStatements.1

Additional Features

  • No minimum balance – keep as little or as much in your Checking Account as you need.
  • No monthly fees - sign up for free eStatements1 to have a Checking Account with no fees. Paper statement recipients are charged a $2 statement by mail fee.
  • Get an edge on your savings when you enroll your Founders Visa Debit Card in our Edge Up2 program!
  • Our Checking Accounts are eligible for Dividend Amp3 - an easy way to fund Loyalty Select4 with the dividends you earn on your Checking Account. Click here for more information.

Founders & Collegiate Debit Cards

  • Show your team spirit with our Clemson University Debit Card or University of South Carolina Debit Card options or opt for our traditional Founders Debit Card design.
  • Available through Instant Issue at any Founders location or by mail when calling 1-800-845-1614.

Apply for your Checking Account

1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail.
2 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/edge-up.
3 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/dividend-amp.
4 Annual Percentage Yield of 5.38% is accurate as of April 6, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. Click here for full terms and conditions.

Certificates

as high as

2.02
%
APY*

IRAs

as high as

2.02
%
APY*

Loyalty Select

at

5.38%
%
APY*

Credit Cards

as low as

9.35
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

Founders Online Founders Online

NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Request More Information - Repos

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Request More Information - Foreclosures

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Contact Us

Please do not include or request personal account information on this form. If you need assistance with personal account information, please send a secure message via the Messages tab within Founders Online, or call 1-800-845-1614.

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Insurance Services

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Ask Bob

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Become a Business Partner

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Exceptional Member Experience

Can we use your name and picture on our social media channels? *
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Website Accessibility Issues

Our goal is to ensure everyone is able to access the information on our website no matter what device or type of device you may be using. If you are utilizing assistive technology or a screen reader to view the information on our website and experienced an error, please click here to notify us of the accessibility issue.

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Financial Wellness

Relax … we have answers!

Have questions about financial wellness? Ask your question in the fields below and we will contact you with information. Please do not send specific account information through this form.