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Routing #: 253279439

We are aware of recent text messaging scams and fake calls from our 800 number. These are not from Founders. Do not click on the link in the text or share personal information by phone. If you clicked on the link or have questions, please call 800-845-1614.

Checking Account

Relax ... you'll love our Checking.

Our Checking Account has all the features you need to manage your money and it’s free when you have eStatements.1

Additional Features

  • No minimum balance – keep as little or as much in your Checking Account as you need.
  • No monthly fees - sign up for free eStatements1 to have a Checking Account with no fees. Paper statement recipients are charged a $2 statement by mail fee.
  • Get an edge on your savings when you enroll your Founders Debit Mastercard in our Edge Up3 program!
  • With Debit Boost4 every eligible Debit Card transaction earns you points toward transferring cash straight to your Loyalty Select!

Mastercard Debit Cards

Founders & Collegiate Debit Cards

  • Show your team spirit with our Clemson University Debit Card or University of South Carolina Debit Card options or opt for our traditional Founders Debit Card design.
  • Available through Instant Issue at any Founders location or by mail when calling 1-800-845-1614.

Apply for your Checking Account

1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail. Free checking does not apply to Fresh Start Checking.
2 Your first card is free. Replacement card fee is $7.00 per card.
3 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, certain online transactions, disputed transactions and other non-Debit Card transactions may not qualify. Edge Up transfers to a Loyalty Select Account are limited to $100.00 per month per Loyalty Select Account. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For more information, please visit foundersfcu.com/edge-up. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
4 Only eligible consumer Checking Accounts that have the option to receive a Debit Card qualify for the Debit Boost program and all account types may not be eligible. ATM transactions, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. Monthly spend-to-points conversions are limited to a maximum of 100 per month. The Credit union reserves the right to cancel or modify the Debit Boost program at any time. or more information visit foundersfcu.com/debit-boost. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.  

Certificates

as high as

5.46
%
APY

IRAs

as high as

5.72
%
APY

Loyalty Select

at

4.07%
%
APY

Credit Cards

as low as

14.25
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

Apply for a Recreational Vehicle Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Our Online Applications are currently unavailable due to a full system technology upgrade. Please check back on Monday, July 13 to start your application. Thank you for your interest in applying for a Loan or Deposit Account with Founders Federal Credit Union!

Request More Information - Repos

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Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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Contact Us

Please do not include or request personal account information on this form. If you need assistance with personal account information, please send a secure message via the Messages tab within Founders Online, or call 1-800-845-1614.

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Exceptional Member Experience

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Website Accessibility Issues

Our goal is to ensure everyone is able to access the information on our website no matter what device or type of device you may be using. If you are utilizing assistive technology or a screen reader to view the information on our website and experienced an error, please click here to notify us of the accessibility issue.

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Financial Wellness

Relax … we have answers!

Ask your question in the fields below and we will contact you with information. Please do not send specific account information through this form.

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Employee Event Request Form

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