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Edge Up

Relax ... get an edge on your savings!

Edge Up1 gives you a simple solution to increase your savings potential and an option to easily fund Loyalty Select!2 Enroll now in Founders Online, by visiting an office or by calling 1-800-845-1614.

Enroll Now

How it works:

  • If your Checking Account is enrolled in Edge Up, any Debit Card purchase you make could allow for daily Edge Up transfers.
  • If you don’t already have a Loyalty Select, we will automatically open one for you when you enroll in Edge Up.
  • Any purchases made with an enrolled Debit Card will be drawn from your account for the merchant’s total you approve at the point of sale. The difference in change that would take your purchases to the next whole dollar amount will be transferred from your Checking Account to your Loyalty Select at the end of each day.
  • For example - you make 3 purchases with your Debit Card in the same day for $7.06, $52.83 and $23.92. The total amount transferred to your Loyalty Select that evening will be $1.19 ($.94 + $.17 + $.08) and will automatically start earning 5.38% APY.2

How to enroll:

Enroll Now

 

What other ways can I fund my Loyalty Select?

  • Currently Edge Up, Dividend Amp4 and our Loyalty Bonus5 payout are the only ways to fund Loyalty Select. Check for exciting announcements coming soon on additional product launches and funding options!

More questions?

View our Edge Up Frequently Asked Questions, call 1-800-845-1614 or visit a Founders Office near you and a Founders Representative will assist you.

1 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or log in to Founders Online.
2 Annual Percentage Yield of 5.38% is accurate as of December 2, 2019. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits.
3 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail.
4 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or go to Founders Online.
5 Loyalty Bonus based on various factors including dividends earned and finance charges paid. Loyalty Bonuses will be posted into qualifying members’ Loyalty Select accounts, will be distributed to members in good standing and may not be distributed to accounts which are non-interest bearing, have unpaid mortgage late fees, caused Founders a loss, have been modified through troubled debt restructuring or dormant accounts. A member in good standing must have an open account, at least $5.00 in a Founders Savings Account and have no charge-offs or delinquency.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

3.10
%
APR*

Credit Cards

as low as

9.60
%
APR*

Certificates

as high as

4.58
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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