Our highest yield Savings Account which earns 5.38% APY.2
Your Visa Debit Card purchases could qualify in Edge Up Transfers!
Enroll your Checking Account in Edge Up and you’ll still receive all the benefits of our Checking Account, plus end-of-day transfers to your Loyalty Select.
Check your Loyalty Select balance and view your Edge Up transfers anytime, anywhere with Founders Online.
How it works:
- If your Checking Account is enrolled in Edge Up, any Debit Card purchase you make could allow for daily Edge Up Transfers.
- If you don’t already have a Loyalty Select, we will automatically open one for you when you enroll in Edge Up.
- Any purchases made with an enrolled Debit Card will be drawn from your account for the merchant’s total you approve at the point of sale. The difference in change that would take your purchases to the next whole dollar amount will be transferred from your Checking Account to your Loyalty Select at the end of each day.
- For example - you make 3 purchases with your Debit Card in the same day for $7.06, $52.83 and $23.92. The total amount transferred to your Loyalty Select that evening will be $1.19 ($.94 + $.17 + $.08) and will automatically start earning 5.38% APY.2
How to enroll:
- Log in to Founders Online.
- In the left menu select Loyalty Select then Edge Up.
- Choose the Checking Accounts you wish to enroll in Edge Up and select “Enrolled.” All Debit Cards associated with the enrolled Checking Account will be enrolled in Edge Up.
- Read through and agree to our Terms and Conditions, then select Submit.
- On your Founders Online home screen, you will now have a Loyalty Select account tile. If you wish to rename or reorder this account, navigate to the left menu and select Settings then Rename/Hide Accounts.
- See how much you are earning by checking your Loyalty Select balance each day.
What other ways can I fund my Loyalty Select?
- Currently Edge Up and our Loyalty Bonus payout are the only ways to fund Loyalty Select. Check for exciting announcements coming soon on additional product launches and funding options!
1 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or log in to Founders Online.
2 Annual Percentage Yield of 5.38% is accurate as of July 1, 2019. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program.
3 Loyalty Bonus based on various factors including dividends earned and finance charges paid. Loyalty Bonuses will be distributed to members in good standing and may not be distributed to accounts which are non-interest bearing, have unpaid mortgage late fees, caused Founders a loss, have been modified through troubled debt restructuring or dormant accounts. A member in good standing must have an open account, at least $5.00 in a Founders Savings Account and have no charge-offs or delinquency.