Personal Line of Credit
Relax ... your money is there.
With our Personal Line of Credit option, you can easily handle any expense that comes your way.
Low Rates
With our low rates, you have the ability to do what you need to, with a payment you can afford.
Overdraft Protection
Set up a Personal Line of Credit as Overdraft Protection on your Checking Account.
Debt Consolidation Options
Personal Loans are a great way to consolidate debt from credit cards or refinance balances from other loans with typically lower rates.
Easy Access to Your Money
The funds from your Personal Line of Credit are available for purchases at any time.
Cover Unplanned Expenses
Founders Personal Lines of Credit can help you with the unexpected. Our easy application process and quick turnaround means you get the money you need fast.
Payment Protection1
Protect your purchase in the event you can’t make your payment due to injury, illness, loss of job or death.
Additional Features
- Rates as low as 11.40% APR.
- Minimum payment is based on a percentage of outstanding principal balance.
- Interest is only charged when you use your line of credit.
- Money can be transferred to any of your Founders Accounts up to your available credit limit through over-the-counter transfers, Founders Online or Call 24.
1 Payment Protection is an optional debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.
Calculators
Need to borrow some money? Check to see what will fit in your budget.
It could be in your best interest to consolidate your debt to one monthly payment. Use our calculator to see if this is an option for you.