Cash In Frequently Asked Questions

I have 2,000 CURewards® points. Why isn’t Cash In¹ an option for a deposit to my Loyalty Select² account?
The minimum amount for Cash In redemption is 2,500 points for Extra World cards and 5,000 for Life Rewards cards, which will earn you $25 into your high yield Loyalty Select account. Keep using your eligible Founders Credit Card³ to get your point balance above the redemption minimum!

I have a Founders Credit Card3 but it says I don’t have any points online? Why not?
We have a few different Credit Card options. Some earn points and some don’t. Compare our card offerings here. If you currently have an Essential Credit Card, apply for a Life Rewards or Extra World Credit Card to start earning CURewards® points!

I have several thousand CURewards® points. In the past, I have redeemed them for things like airline tickets, books, and/or gift cards. Is this Cash In feature the only option now?
Those options are all still available to you. We are just expanding your point redemption options! If you want to continue to use your points for travel, merchandise and/or gift cards, you would click the Rewards Redemption link from your Credit Card details as you always have. Then just click Redeem and proceed with your shopping!

Previously there was a $500 cap for redeeming points for cash. Does that still apply?
No, there is no cap. If you have been able to accrue that many points, now is a great time to take advantage of them!

Do I have to deposit the funds into the Loyalty Select account associated with my points-earning credit card?
You may deposit the funds into any membership account you have ownership of (child, spouse, parent, etc.). If a Loyalty Select account doesn’t exist already, one will be created when you process your Cash In redemption.

I requested to Cash In but I don’t see the funds yet?
Your Cash In redemption will process within 2 business days of your request being submitted by Secure Message in Founders Online.

1 Not all Credit Card types are eligible for the Cash In program. Only members with a Founders Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For more information please visit foundersfcu.com/cash-in. For a complete list of terms, conditions and qualifications, please call 800-845-1614 or go to foundersfcu.com/loyalty.
2 Deposits can only be made by FFCU through member qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. All members and account types may not be eligible for a Loyalty Select account. Click here for full terms and conditions.
3 You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the Credit Union’s criteria, including applicant’s income and credit history. APRs will vary with the market based on the Prime rate. Rates, terms and conditions are determined by an evaluation of credit history and underwriting factors and are subject to change.