Winthrop Students Relax … we rock the Hill!

¹ Not all account types are eligible for this service. Only members in good standing that have the option to deposit a check within the Founders Mobile App are eligible.
² Requires credit evaluation. Members under the age of 18 are required to have an adult signer as a joint owner.
³ You must be 18 years or older to qualify for a loan. Qualifications for a loan are based on the Credit Union’s criteria, including applicant’s income and credit history.
⁴ Must be 18 years or older to apply. $50 Loyalty Select Bonus requires enrollment in Founders Online and eStatements and ten qualifying transactions within 60 days of account opening. Qualifying transactions include, debit purchases, deposits and ACH transactions. Founders will deposit the Bonus into your Loyalty Select by the next business day after satisfying all requirements. One Bonus per member. This Bonus will result in interest income received from FFCU and we will be required to send you, and file with the IRS, a form 1099-INT (Interest Income) for the year in which you participate and are awarded this Bonus. You are responsible for any tax liability related to participating in the offer/program. Please consult your personal tax advisor if you have any questions about how this could affect your taxes. If you do not have a Loyalty Select, if eligible, one will be opened for you. The account ownership will mirror your primary savings account. For full terms, conditions, and qualifications regarding Loyalty Select, visit foundersfcu.com/loyalty-products-terms-and-conditions. Members with a negative account balance or loans 60 days or greater past due at a time the bonus criteria are met will be ineligible for the bonus at that time and it cannot be earned at a later date. Account will convert to a regular Founders account four years after account opening and will be subject to the terms and conditions, including foreign ATM fees, outlined in the Membership Agreement and Disclosures for all regular accounts. One four-year term per member. Members with an existing checking account, excluding Fresh Start Checking, may have the account converted to the Collegiate Debit account for qualified members and will maintain the same ownership. Members’ accounts not in good standing, as defined in the Membership Agreement and Disclosures, may convert to a regular checking account or be closed.
⁵ Requires credit evaluation. Members under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail. Free checking does not apply to Fresh Start Checking.
⁶ Surcharge fees may apply when Founders Debit or ATM Card is used outside of the CO-OP ATM network or at foreign ATMs.
⁷ Members may be liable for non-Founders FCU foreign ATM fees.