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Please do not include or request personal account information in this form. If you need assistance with personal account information, please send a secure message via the Contact Us tab within Founders Online, or call 800-845-1614.

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Apply for a Credit Card!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

Founders Online

NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Deposit Account!

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for an Auto Loan!

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MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Insurance Services

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Lending Life doesn't always wait for payday.

When life happens, we're here to help. An unexpected vet bill. A car repair you didn’t plan for. A medical expense that can’t wait. When you’re suddenly facing a cost you have to cover, you need solutions – fast. That’s where we come in.

Express Loan

When you don’t have time to wait, our Express Loan helps you get the cash you need – fast.

  • Streamlined application
  • Rapid decision
  • Money in your account quickly
  • No credit check required

Perfect for moments like: “The vet says the surgery needs to happen today.”

Get Started
Dog at Vet

 

Personal Loan

Apply Now | Learn More | Check Rates

Flexible funds you can use for anything – emergencies, repairs or surprise expenses.

  • Borrow only what you need
  • Affordable monthly payments
  • Quick approval process

A great option for one‑time or unexpected costs.

Apply Now
Car at Mechanic

 

Personal Line of Credit

Apply Now | Learn More | Check Rates

Ongoing access to funds whenever you need them, without having to reapply.

  • Revolving access to funds
  • Only pay interest on what you use
  • Reuse it again as you pay it down

Perfect for when you need extra breathing room in your finances.

Apply Now
HVAC repairs

 

Credit Cards

Apply Now | Learn More | Check Rates

A reliable safety net for life’s surprises.

  • Low rates and no hidden fees
  • Great for emergency purchases
  • Easy online account management

Convenient for medical bills, urgent repairs or unexpected travel.

Apply Now
Founders Credit Card Tap to Pay

 

Auto Loan

Apply Now | Learn More | Check Rates

Whether you're at the dealership or replacing a car unexpectedly, we make financing simple.

  • Low rates
  • Pre‑approval available
  • On-the-spot decisions

Walk into the dealership confident and ready.

Apply Now
Buying a used car

 

1 You must be 18 years or older to qualify for a loan. Qualifications for a loan are based on the Credit Union’s criteria, including applicant’s income and credit history.

2 You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the Credit Union’s criteria, including applicant’s income and credit history. APRs will vary with the market based on the Prime rate. Rates, terms and conditions are determined by an evaluation of credit history and underwriting factors and are subject to change.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Priceless and World Elite are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. 

Auto Loans

as low as

4.50
% APR*

Mortgage Loans

as low as

6.421
% APR*

Credit Cards

as low as

12.75
% APR*

Certificates

as high as

4.52
% APY