Early Pay Relax ... get paid up to two days early.

With Early Pay, you may get access to your payroll direct deposit funds up to two business days early. Access to your funds depends on when
Founders receives the payment file from your payor, usually your employer.

No. Early access to your payroll direct deposit is not guaranteed and may vary from one pay period to the next. Access to Early Pay depends on when Founders receives the payment file from your payor, usually your employer, and funds may be available up to two business days before the settlement date. Timing may also be affected by weekends and federal holidays.

The date that loan payment drafts and savings transfers process will not change. Please ensure you have enough funds available in your source account to avoid any interruptions. Since Early Pay is up to two business days early and not guaranteed each pay period, be cautious about changing the date your transfer is processed.

We want to help our members meet their financial needs. This includes providing earlier access to your money.

Early pay applies to any direct deposits that are coded as Payroll, even from a government entity. Early pay will also apply to some government deposits not coded as Payroll, such as Social Security Benefits. Since Early Pay is dependent on how the ACH is received, not all government deposits will apply.

Yes, Early Pay is available for all account types.

You can check your account balance, view your transaction history, and set up alerts on the go through Founders Online or through the Founders app.