Benefits of Membership Relax ... we have it all!
Founders Federal Credit Union offers all the financial products and services of large banks, with over 30 locations in South Carolina and North Carolina. Plus, our extensive network of ATMs and surcharge-free ATMs allow you convenient access to your cash.
With Founders membership you’ll have access to Founders Online, the Founders App with Mobile Deposit1, Digital Wallets, a full suite of savings2 and loan3 products and all three of our Debit Card options!
Don’t wait any longer … apply for membership today!
Products to Benefit You
Auto Loans
Founders offers Auto Loans with rates as low as 4.5% APR. We have a quick turnaround time from application to funding, giving you more time to enjoy your new purchase. We also offer Payment Protection4, GAP Advantage5 and Mechanical Breakdown Protection5 for your Auto Loan. In addition, Founders Insurance Services6 agents can help you find personalized Auto Insurance plans for your coverage needs.
Credit Cards
Our collection of credit cards7 gives you the options you are looking for when searching for a new card with rates as low as 12.75% APR.
Mortgage Loans
We offer some of the lowest fixed and adjustable Mortgage Loan rates on the market – as low as 5.765% APR. Not only that, but we also never charge PMI on any of our Mortgage products. Our Mortgage Loan Officers are expertly trained to help you navigate the home-buying process and our Mortgage Loans are serviced completely by Founders and always stay with us.
1 Not all account types are eligible for this service. Only members in good standing that have the option to deposit a check within the Founders Mobile App are eligible.
2 Requires credit evaluation. Members under the age of 18 are required to have an adult signer as a joint owner.
3 You must be 18 years or older to qualify for a loan. Qualifications for a loan are based on the Credit Union’s criteria, including applicant’s income and credit history.
4 Payment Protection is an optional debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.
5 Products/Services Offered By Third Parties/Affiliates: Any Guaranteed Asset Protection insurance or extended warranty products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.
6 Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company.
Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.
7 You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the Credit Union’s criteria, including applicant’s income and credit history. APRs will vary with the market based on the Prime rate. Rates, terms and conditions are determined by an evaluation of credit history and underwriting factors and are subject to change.
Important Notice
Disclosure
You are exiting Founders Federal Credit Union's website. When you click Continue, you will be transferred to a website not operated by your credit union. Founders Federal Credit Union is not responsible for the content or any links to or from this alternate website. Founders does not represent the third party or the member, should they enter into any agreements; and makes no representations or warranties regarding the products or services of the third party. Also, the privacy and security policies of the third party may be different from those of Founders Federal Credit Union.
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