Share Certificates

Relax. You’re in charge.

Whether your goal is to save money for a future expense or simply give your savings a boost, our Certificates are the perfect way to save.

  • Minimum deposit to open.
  • Competitive market rates.
  • Dividends are paid quarterly and may be added to the principal amount or transferred to another account.
  • Automatic renewal notification.



3.03%* APY | 12 Month Term

  • Short term.
  • High yield for return.
  • Easy funding through Direct Deposit.

Already a Founders member? Apply for your Loyalty Advantage Certificate in Founders Online.


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Become A Member

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*Annual percentage yield effective August 1, 2018. Must be 18 years or older. Limit one certificate per member. Contributions can be made at any time during the term of the certificate. Business, church, club and similar non-natural accounts excluded. Maximum certificate contribution is $3,000. Contributions above the maximum amount of $3,000 will be transferred to the savings account. Must have an active checking account with a monthly aggregate direct deposit of at least $300 established within 90 days of certificate opening. Dividends paid quarterly. If the terms and conditions are not satisfied, dividend rate will be reduced to the prevailing dividend rate of the standard 12 month certificate for the remainder of the term. Rates, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.