Refi Or Buy
Lower your rate or cash in the bank!¹
Relax ... ride with Founders.
Low Fixed Rates
Our low fixed rates for new and used vehicles mean you'll have an affordable fixed monthly payment.
Already have an Auto Loan?
- Refinance a new or used auto and we will beat your existing rate by 1% on any external Auto Loan rate up to 1.99% or 4.99% for Recreational Vehicle Loans!1
- Variety of financing options for vehicles, motorcycles, campers, boats, recreational vehicles and more.
Or, looking for a new ride?
- Purchase a new or used auto or recreational vehicle and Founders will deposit $100 in your Loyalty Select account!
- Our relationships with many dealerships are superb – giving you an easy-to-navigate and timely experience on both the Founders and dealer side during what can be a stressful experience.
Auto Loan Calculator
1 Promotion effective from October 1, 2020 to November 30, 2020. Boats, motorcycles, campers, RVs and other recreational vehicles are eligible collateral subject to Founders Federal Credit Union’s (FFCU) standard acceptable collateral guidelines. Interest rate reduction limited to a floor rate of 1.99% for new or used vehicle loans. Other acceptable collateral is limited to a floor rate of 4.99%. Collateral must be currently financed in the member/borrower’s name with a financial institution other than FFCU. Loan refinances from another financial institution with current interest rates of 1.99% or less for auto loans or 4.99% or less for other acceptable collateral are only eligible for a $100.00 Loyalty Select deposit and you will receive an interest rate based on FFCU’s current published rates. A current periodic statement or executed contract reflecting the existing loan in the borrower’s name with the current interest rate from the financial institution must be provided. Current vehicle registration required. Payment on existing loan must be current to qualify for interest rate reduction. Finance the purchase of a new or used vehicle or other acceptable collateral and receive a $100.00 Loyalty Select deposit. Must have an outstanding loan balance on December 10, 2020 to receive the $100.00 Loyalty Select deposit. Member must be in good standing with Founders to be eligible for the Promotion, including no outstanding troubled debt restructured loans, bankruptcies, unresolved returned checks, or unresolved title issues. Members thirty days or greater past due on any Founders loan are not eligible for the rate reduction and Loyalty Select deposits. All financing subject to FFCU’s standard underwriting guidelines and credit evaluation. If you do not have a Loyalty Select, if eligible, one will be opened for you. The account ownership will mirror your primary savings account. For full terms, conditions, and qualifications regarding Loyalty Select, visit foundersfcu.com/loyalty-products-terms-and-conditions.
2 Annual Percentage Yield of 4.85% is accurate as of October 1, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. Click here for full terms and conditions.
3 Payment Protection is a debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.