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Personal Line of Credit

Relax ... your money is there.

With our Personal Line of Credit option, you can easily handle any expense that comes your way.

Low Rates

With our low rates, you have the ability to do what you need to, with a payment you can afford.
 

Overdraft Protection

Set up a Personal Line of Credit as Overdraft Protection on your Checking Account.
 

Debt Consolidation Options

Personal Loans are a great way to consolidate debt from credit cards or refinance balances from other loans with typically lower rates.

Easy Access to Your Money

The funds from your Personal Line of Credit are available for purchases at any time.

 

Cover Unplanned Expenses

Founders Personal Lines of Credit can help you with the unexpected. Our easy application process and quick turnaround means you get the money you need fast.

Payment Protection1

Protect your purchase in the event you can’t make your payment due to injury, illness, loss of job or death.

 

Additional Features

  • Rates as low as  8.90% APR.
  • Minimum payment is based on a percentage of outstanding principle balance.
  • Interest is only charged when you use your line of credit.
  • Money can be transferred to any of your Founders Accounts up to your available credit limit through over-the-counter transfers, Founders Online or Call 24.

1 Payment Protection is a debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.

Calculators

How Much Can I Afford to Borrow?

Need to borrow some money? Check to see what will fit in your budget.

Should I Consolidate My Debt?

It could be in your best interest to consolidate your debt to one monthly payment. Use our calculator to see if this is an option for you.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

3.85
%
APR*

Credit Cards

as low as

10.10
%
APR*

Personal Loans

as low as

8.90
%
APR*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Credit Card!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

Founders Locations Search

Looking for a Founders location near you? Search for any of our Founders offices, ATMs and surcharge-free ATMs below!

 

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