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Mortgage Bonus

Mortgage Bonus Estimator

Mortgage Bonus1 gives you a cash back deposit into your Loyalty Select2 for interest paid on your Home Mortgage and HELOC products with Founders.

How it works:

  • If you have a qualifying mortgage or a HELOC with Founders you're already enrolled.
  • The amount of the Mortgage Bonus deposit is a percentage of the interest paid throughout the year.
  • There is a $10 minimum threshold to receive the Mortgage Bonus deposit.
  • If you have multiple loans that qualify, the bonus amounts for each loan will be combined into a single deposit.
Mortgage Bonus

Mortgage Bonus Estimator

Total 2021 FFCU Real Estate Interest Paid

 

Estimated Loyalty Select Deposit*

 

What other ways can I fund my Loyalty Select?

 

More ways to fund your Loyalty Select!

1 The Mortgage Bonus will be posted to qualifying member’s Loyalty Select Account on December 15, 2021. The minimum bonus payout is $10.00 and will be based on a percentage of the mortgage interest paid during the year on an eligible outstanding mortgage loan. If you do not already have a Loyalty Select Savings Account, one will automatically be created for you, if eligible, and the account ownership will mirror your Regular Savings Account. Only individual or joint consumer accounts with outstanding mortgage loan balances as of December 14, 2021, are eligible for this program. Fiduciary accounts, business, and organization accounts are not eligible. Members must be in good standing to qualify. Members who have caused Founders a loss, or do not qualify for a Loyalty Select Account will be ineligible to participate in the program. Members with accounts that have loans 60 days or more past due or have a negative balance in any account will be ineligible for the bonus. Members receiving the bonus will be responsible for any associated tax liability and may receive a 1099-INT. The Credit Union reserves the right to cancel or modify the Mortgage Bonus program at any time without prior notice unless required under applicable law. The Mortgage Bonus Program is additionally governed by the terms and conditions as stated in the Membership Agreement and Disclosures, the Truth-in-Savings Rate Schedule and the Fee Schedule.
2 Annual Percentage Yield of 4.07% is accurate as of April 1, 2021. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Select Account Program. Members will be responsible for any associated tax liability and may receive a 1099-MISC and a 1099-INT as applicable. Click here for full terms and conditions.
3 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, certain online transactions, disputed transactions and other non-Debit Card transactions may not qualify. Edge Up transfers to a Loyalty Select Account are limited to $100.00 per month per Loyalty Select Account. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For more information, please visit foundersfcu.com/edge-up. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
4 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For more information please visit foundersfcu.com/dividend-amp. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
5 Not all Credit Card types are eligible for the Cash In program. Only members with a Founders Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For more information please visit foundersfcu.com/cash-in. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.
6 Only eligible consumer Checking Accounts that have the option to receive a Debit Card qualify for the Debit Boost program and all account types may not be eligible. ATM transactions, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. Monthly spend-to-points conversions are limited to a maximum of 100 per month. The Credit union reserves the right to cancel or modify the Debit Boost program at any time. or more information visit foundersfcu.com/debit-boost. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614 or go to foundersfcu.com/loyalty-products-terms-and-conditions.

Auto Loans

as low as

1.99
%
APR*

Mortgage Loans

as low as

2.33
%
APR*

Credit Cards

as low as

9.00
%
APR*

Certificates

as high as

1.66
%
APY*

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Our Online Applications are currently unavailable due to a full system technology upgrade. Please check back on Monday, July 13 to start your application. Thank you for your interest in applying for a Loan or Deposit Account with Founders Federal Credit Union!

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