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Loyalty Advantage Certificate

Relax ... start saving.

Founders Loyalty Advantage Certificate is a great way to start saving for your future, and earns a premium rate of return.

Open your Loyalty Advantage Certificate

High Yield

Earn more money faster with our high yield.

Short Terms

Our short 12 month term gives you access to your money and earnings faster than most certificate products.

Direct Deposit Funding

Set up a Direct Deposit into your Loyalty Advantage Certificate for easy funding and contributions.

24/7 Account Access

Check your balance anytime, anywhere with Founders Online.

Terms and Conditions

*Annual percentage yield effective March 1, 2019. Must be 18 years or older. Limit one certificate per member. Contributions can be made at any time during the term of the certificate. Business, church, club and similar non-natural accounts excluded. Maximum certificate contribution is $3,000. Contributions above the maximum amount of $3,000 will be transferred to the savings account. Must have an active checking account with a monthly aggregate direct deposit of at least $300 established within 90 days of certificate opening. Dividends paid quarterly. If the terms and conditions are not satisfied, dividend rate will be reduced to the prevailing dividend rate of the standard 12 month certificate for the remainder of the term. Rates, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

3.85
%
APR*

Credit Cards

as low as

9.85
%
APR*

Certificates

as high as

3.29
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Loyalty Advantage Certificate!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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Exceptional Member Experience

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