Loyalty Advantage Certificate
Relax ... start saving.
Founders Loyalty Advantage Certificate is a great way to start saving for your future, and earns a premium rate of return - 3.03% APY!*
High Yield & Short Term
Earn more money faster with our high yield and short term of 12 months – giving you access to your money and earnings faster than most certificate products.
Direct Deposit Funding
Set up a Direct Deposit into your Loyalty Advantage Certificate for easy funding and contributions.
Eligible for Dividend Amp1 Transfers to Loyalty Select2
Our short 12 month term gives you access to your money and earnings faster than most certificate products.
1 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or go to Founders Online.
2 Annual Percentage Yield of 5.38% is accurate as of November 6, 2019. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits.
*Annual percentage yield effective November 6, 2019. Must be 18 years or older. Limit one certificate per member. Contributions can be made at any time during the term of the certificate. Business, church, club and similar non-natural accounts excluded. Maximum certificate contribution is $3,000. Contributions above the maximum amount of $3,000 will be transferred to the savings account. Must have an active checking account with a monthly aggregate direct deposit of at least $300 established within 90 days of certificate opening. Dividends paid quarterly. If the terms and conditions are not satisfied, dividend rate will be reduced to the prevailing dividend rate of the standard 12 month certificate for the remainder of the term. Rates, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.