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IRAs

Relax ... make a plan.

Prepare for a comfortable retirement with an Individual Retirement Account.

Variety of IRA Options

Founders offers Traditional IRAs, Roth IRAs and Coverdell Education Savings Account options.

IRA Rollovers and Transfers

Rollover and transfer options available.

Long Term Savings Solutions

Founders IRAs offer savings solutions for your retirement planning.

Additional Features

Traditional IRA

  • Accounts can be opened and funded with contributions based on your earned income and age.
  • Contributions may be tax-deductible.1
  • Earnings are tax-deferred until withdrawn.
  • Funds are always available,1 unlike many employer plans.
  • No minimum contribution required in any year.

Roth IRA

Coverdell Education Savings Account

  • Tax-free earnings.
  • Ability to invest up to $2,000 per year per child.
  • Withdraw money penalty-free for approved use on elementary, secondary and higher education expenses.
  • Account can be transferred to another child who qualifies as an eligible beneficiary if intended child does not attend an institution of higher education.
  • Contributions can be made by almost anyone.

Visit an office near you today to open an IRA or Coverdell Education Savings Account.

Terms and Conditions

1 Seek tax advice.

Calculators

What Will My Investment Be Worth in the Future?

See how much you could earn!

How Long Will My Retirement Savings Last?

Curious to how much you really need to retire? Check out our retirement savings calculator

How Much Do I Need to Fund my Retirement?

Retirement on the horizon? See if you are on track.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

3.85
%
APR*

Credit Cards

as low as

9.85
%
APR*

Certificates

as high as

3.29
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a IRAs!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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