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Founders Credit Cards

Relax ... we've got options!

Our collection of credit cards1 gives you the options you are looking for when searching for a new card. We have a card to fit your lifestyle and card usage.

Low Rates

With our low rates, you have the ability to do what you want to, with a payment you can afford.

Debt Consolidation Options

A Balance Transfer2 to a Founders Credit Card is a great way to consolidate debt from credit cards or store cards.

24/7 Account Access

Check your balance anytime, anywhere with Founders Online.

Card Management

Block and unblock your card on demand, notify us of your travel and sign up for Transaction Alerts3 in Founders Online.

Explore Our Cards

Swipe the chart below to see more information.

  Preferred No Frills Visa Visa Signature Credit Card Business Platinum Visa
Rates as low as 9.85% APR 12.85% APR 11.85% APR
Low Minimum Credit Limit  
CURewards®  
Points for Travel, Merchandise & Gift Card Redemption  
Points for Cash or Payment    
Balance Transfer Promotion
Travel Accident & Baggage Delay Coverage  
Rental Car Coverage  
Verified by Visa
Digital Wallet Ready
Visa Checkout
Business Accounts    
Annual, Cash Advance or Balance Transfer Fees      
Make payments and View Card Activity in Founders Online
Free eStatements
Free Transaction Alerts3
Payment Protection4
Chip Card Technology

Founders Credit Card Collection

1 You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the Credit Union’s criteria, including applicant’s income and credit history. If you are approved for a Founders Credit Card, your assigned APR will come with your new card. APRs will vary with the market based on the prime rate. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors and are subject to change. Minimum credit limit for Preferred No Frills Visa is $500 and Visa Signature is $5,000.
2 Rate reduction only applies to balances transferred from January 1, 2019 to March 31, 2019. Special “introductory” rates will apply and remain in effect as to these specific balance transfers for 12 months from the date of the transaction. After 12 months from the date of the transaction, the special “introductory” rate will revert to the regular rate of interest in force on your account. This promotion and special rate does not apply to purchases or cash advances, or any transaction involving any payment to an existing loan at Founders. If, during the life of this promotional balance, the Founders Visa account becomes sixty (60) days delinquent, the promotional balance will revert to the normal rate of interest. Except as specifically provided, all terms and conditions of your existing agreements with the credit union remain in full force and effect. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors are subject to change.
3 The Credit Union does not charge for the use of the Service. However, your wireless carrier may charge you for messages you receive as a result of using the Service. You should contact your carrier for complete pricing details.
4 Payment Protection is a debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.
5 Additional 10,000 CURewards® points apply only to purchases made with a new Visa Signature credit card account opened during the promotional period. Current Platinum Visa credit card accounts and Preferred No Frills credit card accounts that transfer to a new Visa Signature credit card account, balance transfers and cash advances do not qualify for the additional points.
6 The purchase of goods or services from a merchant in connection with a Founders Visa Signature cardholder's use of Visa Concierge, including any reservation or booking completed by Visa at your request, ("Service"), are solely between you and the respective merchant and Visa is not a party to the purchase. Goods or services we attempt to purchase on your behalf at your request are subject to availability. You are responsible for payment of any and all charges associated with any Service. See the Visa Concierge Terms of Service for additional terms and conditions.

Calculators

Should I Consolidate My Debt?

It could be in your best interest to consolidate your debt to one monthly payment. Use our calculator to see if this is an option for you.

Auto Loans

as low as

2.50
%
APR*

Mortgage Loans

as low as

3.85
%
APR*

Credit Cards

as low as

9.85
%
APR*

Certificates

as high as

3.29
%
APY*

Apply for an Auto Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Auto Loan.

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NON-MEMBERS: Please complete our Auto Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

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NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Founders Credit Cards!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Credit Card.

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NON-MEMBERS: Please complete our Credit Card Application and Membership Application.

Apply for a Personal Loan!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

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NON-MEMBERS: Please complete our Loan Application and Membership Application.

Apply for a Deposit Account!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Deposit Account.

Founders Online Founders Online

NON-MEMBERS: Please complete our Deposit Application and Membership Application.

Apply for a Personal Line of Credit!

Are you a member?

MEMBERS: Log in to Founders Online then select Add Accounts to apply for your Personal Loan.

Founders Online Founders Online

NON-MEMBERS: Please complete our Line of Credit Application and Membership Application.

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Financial Education Event Request

Relax … we’ll be there!

Founders’ involvement in the community spans across many different needs. Many Founders employees are experts in financial topics and are available to speak at your events.

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Exceptional Member Experience

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