Founders Credit Cards

Relax. We’ve got options!

Finding the perfect fit has never been easier! Our collection of Founders Credit Cards gives you the options you need to best fit your lifestyle and card usage.

 

Preferred
No Frills Visa

Visa Signature

Platinum Visa

Business Platinum Visa

Low Minimum Credit Limit

Yes - $500

No - $5,000

Yes - $500

Yes - $500

Low Interest Rates

Rates as low as 9.10% APR1

Rates as low as 12.10% APR1

Rates as low as 11.10% APR1

Rates as low as 11.10% APR1

CURewards® 

No

Yes

Yes

Yes

CURewards® Points Earned

No

1.25 Points per $1 Spent on Purchases

1 Point per $1 Spent on Purchases

1 Point per $1 Spent on Purchases

Travel, Merchandise & Gift Card Redemption

No

Yes

Yes

Yes

Points for Cash or Payment

No

Yes

Yes

No

Balance Transfer Promotion

Yes

Yes

Yes

Yes

Travel Accident & Baggage Delay Coverage

No

Yes

Yes

Yes

Rental Car Coverage

No

Yes

Yes

Yes

Verified By Visa

Yes

Yes

Yes

Yes

Business Accounts

No

No

No

Yes

How to Apply

Apply Now

Apply Now

or visit any office

Apply Now

Apply Now

or visit any office

This is no longer available as a new product.

Visit any office to apply

Expand Your World With Double Points!

now available: University of South Carolina Credit Cards

Now available for all Founders Federal Credit Union members – University of South Carolina Credit Cards! If you bleed garnet and black and want to show your team spirit, get your Founders USC Credit Card today! Visit a Founders office near you or call 1-800-845-1614 to get started today!

CONVERT YOUR EXISTING FOUNDERS CREDIT CARD

 

EMV CARD TECHNOLOGY

All Founders Debit and Credit Cards are chip-enabled, offering you the most secure transaction available today. Cards equipped with the EMV Chip are accepted worldwide anywhere Visa is accepted.

EMV FAQs

Additional Services

You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the credit union’s criteria, including applicant’s income and credit history.

Rates disclosed are the credit union's best rates. Qualifications for any of Founders Credit Card Accounts are based on the credit union's criteria, including applicant's income and credit history. If you are approved for a Founders Credit Card, your monthly statement will indicate the APR assigned to your account. APR ranges will vary with the market based on the prime rate. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors and are subject to change.

* Rate reduction only applies to balances transferred from July 1, 2018 to September 30, 2018. Special “promo” rates will apply and remain in effect as to these specific balance transfers for 12 months from the date of the transaction. After 12 months from the date of the transaction, the special “promo” rate will revert to the regular rate of interest in force on your account. Minimum Payments on your account will be applied first to pay balances incurred during the lowest APR still in effect on your account. Payment amounts above your minimum payment will be applied first to the highest APR still in effect on your account. This promotion and special rate does not apply to purchases or cash advances, or any transaction involving any payment to an existing loan at Founders. If, during the life of this promotional balance, the Founders Visa account becomes sixty (60) days delinquent, the promotional balance will revert to the normal rate of interest. Except as specifically provided, all terms and conditions of your existing agreements with the credit union remain in full force and effect. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors and are subject to change.

2 For accounts that qualify to participate in this promotion, double CURewards® Points are rewarded for travel, lodging and restaurant purchases made between May 15 and July 31, 2018. The points for all other purchases will continue to accrue at the normal ratio. Founders Federal Credit Union will determine which purchases qualify. Points will be posted to your account at the close of each billing cycle. Cash advances, balance transfers, fees and finance charges do not earn points.

The information about the cards described is accurate as of July 1, 2018. This information may have changed after that date. 

Relax. We've got No Frills.

Founders Preferred No Frills Visa Credit Card is perfect for members who are searching for a low rate credit card.

  • No annual fee, cash advance or balance transfer fees.
  • Our lowest annual percentage rate (APR).
  • Low monthly payments.
  • Make payments and view card activity in Founders Online.
  • Free eStatements and transaction alerts.
  • Founders Mobile Credit Card App - available in the Apple App Store and Google Play.
  • Payment protection offered in case of loss of life, disability or unemployment.1
  • Secure online payment options including:

now available: University of South Carolina No Frills Card

Now available for all Founders members – University of South Carolina Preferred No Frills Visa Credit Cards! If you bleed garnet and black and want to show your team spirit, get your USC Preferred No Frills Visa Credit Card today! Already have a Preferred No Frills card? Call 1-800-845-1614 to switch to the USC Preferred No Frills Visa Credit Card. Not a cardholder? Apply for your new card within Founders Online and select the USC artwork in the application process.

Not a Gamecock fan? We are working with other colleges to allow us to offer their logo on our Credit Cards to our membership. As more colleges approve this program, we will offer other collegiate selections.

 

Founders Preferred No Frills Credit Card Agreements and Disclosure Statements

You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the credit union’s criteria, including applicant’s income and credit history.

1 Payment Protection is a debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.

Relax. We've got Visa Signature!

Founders Visa Signature is the premier credit card, offering you the best rewards and additional coverage options, with a low rate.

  • No annual fee, cash advance or balance transfer fees.
  • Low annual percentage rate (APR).
  • Low monthly payments.
  • Make payments and view card activity in Founders Online.
  • Free eStatements and transaction alerts.
  • Founders Mobile Credit Card App - available in the Apple App Store and Google Play.
  • Payment protection offered in case of loss of life, disability or unemployment.1
  • Travel Accident and Baggage Delay coverage.
  • Rental car coverage.
  • Secure online payment options including:

CUREWARDS®

For every dollar you spend with your Founders Visa Signature Credit Card, you earn 1.25 CURewards® points. Your credit card rewards points can be redeemed for cash, travel awards, merchandise, gift certificates or statement payment credit. Plus, if you make $2,500 in purchases within the first 90 days of opening your new Visa Signature account, you’ll receive an additional 10,000 CURewards® points!2

now available: University of South Carolina Visa Signature Card

Now available for all Founders members – University of South Carolina Visa Signature Credit Cards! If you bleed garnet and black and want to show your team spirit, get your USC Visa Signature Credit Card today! Already have a Visa Signature card? Call 1-800-845-1614 to switch to the USC Visa Signature Card. Not a cardholder? Apply for your new card within Founders Online and select the USC artwork in the application process.

Not a Gamecock fan? We are working with other colleges to allow us to offer their logo on our Credit Cards to our membership. As more colleges approve this program, we will offer other collegiate selections.

 

Founders Visa Signature Credit Card Agreements and Disclosure Statements

You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the credit union's criteria, including applicant's income and credit history.

1 Payment Protection is a debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.

2 Current Platinum Visa credit card accounts that transfer to a new Visa Signature credit card account, balance transfers, and cash advances do not qualify for the additional points. Additional 10,000 CURewards® points apply only to purchases made with a new Visa Signature credit card account opened during the promotional period.

 

Relax. We mean business.

A Founders Business Platinum Visa is smart money for your business needs.

Keep track of your business expenses with ease and earn rewards at the same time. This card has all the benefits of the Founders Platinum Visa. Plus, you choose your payment preferences.

For more information, visit a Founders office near you or call us at 1-800-845-1614.

 

Platinum Credit Cards Agreement and Disclosure Statement

You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the credit union’s criteria, including applicant’s income and credit history.