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Current Mortgage Promotion
We've got you covered with up to $45001 in closing costs with your new Founders Mortgage. Wait there’s more … if you get a HELOC with your Mortgage Loan,1 we cover ALL your HELOC closing costs.2 Only need a HELOC? We will pay up to $5003 in closing costs.
1 Offer for paid closing costs is only available for new or refinanced first mortgage loans secured by your primary or secondary residence from a financial institution other than Founders Federal Credit Union with applications received from February 1, 2019 through May 31, 2019, and excludes Founders First Time Homebuyer and Military Mortgage products. Founders will pay closing costs, up to $4,500.00 based on the following loan amounts: up to $1,500.00 on loans up to $199,900.00, up to $2,500.00 on loans $200,000.00 to $299,900.00, up to $3,500.00 on loans $300,000.00 to $399,900.00, and up to $4,500.00 on loans $400,000.00 and above. Closing costs paid by FFCU will not exceed the amount of the actual qualifying closing costs. All Credit Union loan programs, rates, terms and conditions are subject to credit approval and may change at any time without notice. Flood and/or property hazard insurance may be required.
2 A Home Equity Line of Credit (HELOC) is secured by a first or second mortgage lien on your primary home, which must be a one-to-four family residential real estate. This type of credit is not available for singlewide mobile homes or cooperatives. The minimum line of credit amount is $10,000.00. Closing costs related to a HELOC will be paid by FFCU if you are approved for and close a first mortgage loan which qualifies for the promotional paid closing costs above, during the promotional period. Credit is subject to approval and your APR may vary based on evaluation of credit.
3 Offer for up to $500.00 in closing costs applies to a Home Equity Line of Credit (HELOC) application received from February 1, 2019 through May 31, 2019, that closes but is not included with a promotional first mortgage loan closing. Founders will pay up to $500.00 in closing costs. All closing costs above $500.00 are the sole responsibility of the borrower and may vary. Other restrictions may apply. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Credit is subject to approval and your APR may vary based on evaluation of credit.