Low Balance Transfer Rates on Founders Credit Cards!1

Transfer your current balance from another institution to a Founders Credit Card today and receive introductory balance transfer rates as low as 4.85% APR2 for the first 6 months. 7.85-17.90% APR2 variable rate thereafter based on Prime.

Auto Loans You'll Love

Relax ... there's an Auto Loan for you. Founders offers rates as low as 1.99% APR3 so you can love your payment as much as your car!

Apply for your Auto Loan or Preapproval

Personal Loans For All Your Needs!

With a Personal Loan from Founders you can do almost anything. From tackling new home renovations to consolidating old debt, the choice is yours. With rates as low as 8.90% APR4 and optional Payment Protection5 there’s no need to wait.

Apply for a Personal Loan


1 You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are based on the Credit Union’s criteria, including applicant’s income and credit history. If you are approved for a Founders Credit Card, your assigned APR will come with your new card. APRs will vary with the market based on the Prime rate. Rates, terms and conditions are determined by an evaluation of credit history and underwriting factors and are subject to change. Minimum credit limit for Preferred No Frills Visa is $500 and Visa Signature is $5,000.
2 Rate reduction only applies to balances transferred from April 1, 2020 to September 30, 2020. Special “introductory” rates will apply and remain in effect as to these specific balance transfers for 6 months from the date of the transaction. After 6 months from the date of the transaction, the special “introductory” rate will revert to the regular rate of interest in force on your account. This promotion and special rate does not apply to purchases or cash advances, or any transaction involving any payment to an existing loan at Founders. If, during the life of this promotional balance, the Founders Visa account becomes sixty (60) days delinquent, the promotional balance will revert to the normal rate of interest. Except as specifically provided, all terms and conditions of your existing agreements with the credit union remain in full force and effect. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors are subject to change.
3 Rates effective as of August 1, 2020 and are the Credit Union's best rates. Rates may vary depending on each borrower's credit history and underwriting factors. Must purchase a new auto, or refinance a new auto from a financial institution other than Founders Federal Credit Union. Pay as low as 1.99% on your auto loan with 36 monthly payments of $287.00 for each $10,000 borrowed. New vehicle securing the loan must be current or previous model year and have 10,000 miles or less. See your loan officer for more details or for information on financing used autos. Rates, terms, and conditions subject to change without notice.
4 Rates effective as of August 1, 2020 and are the Credit Union's best rates. Rates may vary depending on each borrower's credit history and underwriting factors. Rates, terms and conditions are subject to change without notice.
5 Payment Protection is a debt cancellation program administered by Minnesota Life Insurance Company, 400 Robert Street North, St Paul, Minnesota 55101. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your loan officer.