NO BALANCE TRANSFER FEES Rates as low as 2.85% APR on all Balance Transfers for 12 months
1 Rate reduction only applies to balances transferred from October 1, 2017 to December 31, 2017. Special “promo” rates will apply and remain in effect as to these specific balance transfers for 12 months from the date of the transaction. After 12 months from the date of the transaction, the special “promo” rate will revert to the regular rate of interest in force on your account. Minimum Payments on your account will be applied first to pay balances incurred during the lowest APR still in effect on your account. Payment amounts above your minimum payment will be applied first to the highest APR still in effect on your account. This promotion and special rate does not apply to purchases or cash advances, or any transaction involving any payment to an existing loan at Founders. If, during the life of this promotional balance, the Founders Visa account becomes sixty (60) days delinquent, the promotional balance will revert to the normal rate of interest. Except as specifically provided, all terms and conditions of your existing agreements with the credit union remain in full force and effect. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors and are subject to change.