Credit Card Balance Transfer

No Balance Transfer Fees on Balance Transfers to a Founders Credit Card. Introductory balance transfer rate as low as 3.60%* APR for 12 months. 9.85%-17.90%* APR variable rate thereafter, based on prime.

*Rate reduction only applies to balances transferred from January 1, 2019 to March 31, 2019. Special “introductory” rates will apply and remain in effect as to these specific balance transfers for 12 months from the date of the transaction. After 12 months from the date of the transaction, the special “introductory” rate will revert to the regular rate of interest in force on your account. This promotion and special rate does not apply to purchases or cash advances, or any transaction involving any payment to an existing loan at Founders. If, during the life of this promotional balance, the Founders Visa account becomes sixty (60) days delinquent, the promotional balance will revert to the normal rate of interest. Except as specifically provided, all terms and conditions of your existing agreements with the credit union remain in full force and effect. Rates, terms and conditions determined by an evaluation of credit history and underwriting factors are subject to change.

Current Mortgage Promotion

We've got you covered with up to $45001 in closing costs with your new Founders Mortgage. Wait there’s more … if you get a HELOC with your Mortgage Loan,1 we cover ALL your HELOC closing costs.2 Only need a HELOC? We will pay up to $5003 in closing costs.

1 Offer for paid closing costs is only available for new or refinanced first mortgage loans secured by your primary or secondary residence from a financial institution other than Founders Federal Credit Union with applications received from February 1, 2019 through April 30, 2019, and excludes Founders First Time Homebuyer and Military Mortgage products. Founders will pay closing costs, up to $4,500.00 based on the following loan amounts: up to $1,500.00 on loans up to $199,900.00, up to $2,500.00 on loans $200,000.00 to $299,900.00, up to $3,500.00 on loans $300,000.00 to $399,900.00, and up to $4,500.00 on loans $400,000.00 and above. Closing costs paid by FFCU will not exceed the amount of the actual qualifying closing costs. All Credit Union loan programs, rates, terms and conditions are subject to credit approval and may change at any time without notice. Flood and/or property hazard insurance may be required.

2 A Home Equity Line of Credit (HELOC) is secured by a first or second mortgage lien on your primary home, which must be a one-to-four family residential real estate. This type of credit is not available for singlewide mobile homes or cooperatives. The minimum line of credit amount is $10,000.00. Closing costs related to a HELOC will be paid by FFCU if you are approved for and close a first mortgage loan which qualifies for the promotional paid closing costs above, during the promotional period. Credit is subject to approval and your APR may vary based on evaluation of credit.

3 Offer for up to $500.00 in closing costs applies to a Home Equity Line of Credit (HELOC) application received from February 1, 2019 through April 30, 2019, that closes but is not included with a promotional first mortgage loan closing. Founders will pay up to $500.00 in closing costs. All closing costs above $500.00 are the sole responsibility of the borrower and may vary. Other restrictions may apply. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Credit is subject to approval and your APR may vary based on evaluation of credit.