Auto Loan

Relax. Just Drive.

Ready to buy the car you’ve been dreaming about? Let Founders Federal Credit Union help get you on the road with one of our Auto Loans.

There are many benefits of financing your car with Founders:

  • No surprises: A low fixed interest rate for the life of your loan.
  • An affordable fixed monthly payment: Know exactly what you owe so you can manage your monthly budget.
  • Choose your monthly due date: You control your cash flow, making it easier to make your payments on time.
  • 24-hour account access: With Founders Online you can check your loan balance or make a payment any time - no matter where you are.
  • Flexible loan terms: We work with you and you can be assured we will help you find the product which best suits your financial situation.

How much car you can afford?

Use our Loan Calculators.

Request a preapproved spending limit.


Rate effective as of October 1, 2018 and is the Credit Union’s best rate. Rate may vary depending on each borrower’s credit history and underwriting factors. Must purchase new auto, or refinance a new auto from a financial institution other than Founders Federal Credit Union. Pay only 2.50% on your new auto loan with 36 monthly payments of $289.00 for each $10,000 borrowed. New vehicle securing the loan must be current or previous model year and have 10,000 miles or less. See your loan officer for details. Rates, terms, and conditions subject to change without notice.

Relax. Drive Protected.

Founders Insurance Services

By partnering with well-known insurance companies, Founders offers members the most competitively-priced, comprehensive Property & Casualty insurance products on the market. It’s refreshing to know the same place that offers you competitive rates on your Auto Loans can now protect you in case a situation arises which puts those valuable assets in danger.

Schedule an appointment to discuss your insurance needs with one of our qualified agents by calling 1-855-385-7977.

GAP Insurance

GAP Coverage2 is a debt cancellation product that covers the difference between the insurance settlement amount and the outstanding loan balance if your vehicle is involved in a total loss claim, as determined by your auto insurance provider, due to an “at fault” or “not at fault” accident, theft or flood.

If your vehicle is totaled, the insurance settlement is based on the actual cash value of the vehicle not the outstanding loan balance. This difference could create a “gap” (money you still owe on the loan) after the primary insurance settlement has been paid. With GAP Coverage, this deficiency would be covered up to specific parameters.

Extended Warranties

As a Founders member, you can save hundreds of dollars on automotive repairs by adding an extended warranty to your Auto Loan. The cost is less than that offered at most dealerships. Visit any Founders office or call our Contact Center for more information on this insurance program.


1 Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company.

Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not Deposits - Not Insured by any Federal Government Agency.

2 Products/Services Offered By Third Parties/Affiliates: Any Guaranteed Asset Protection insurance, extended warranty, or payment protection products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.