Auto Loan Features:

  • Rates as low as 2.50% APR.1
  • Quick turnaround time from application to funding, giving you more time to enjoy your new purchase.
  • Our relationships with many dealerships are superb – giving you an easy-to-navigate and timely experience on both the Founders and dealer side during what can be a stressful experience.
  • Get a preapproved spending limit, valid for 30 days, by applying for your Auto Loan early so you know what to look for before you start shopping.
  • Let a Founders Loan Officer be your trusted advisor to make sure your purchase makes sense for you and your finances.

Apply for your Auto Loan or Preapproval

Man and woman smiling inside car

Loyalty Select Features:

At Founders, we know you have a choice in where you keep your money and get your loans. When you choose Founders for your loans, deposits and more, we appreciate it and want to give back to you. Our suite of Loyalty Products does just that – gives back to you at our highest dividend rate.

With Loyalty Select, your deposits immediately start earning 5.38% APY3 – giving you a great opportunity to grow your savings. With funding options like Edge Up6, Dividend Amp7 and Cash In,8 we offer a variety of ways to increase your deposits to Loyalty Select.

Kick start your savings with a Founders Auto Loan and get 1% cash back2 into your Loyalty Select today!

 


 

1 Rate effective as of October 1, 2019 and is the Credit Union’s best rate. Rate may vary depending on each borrower’s credit history and underwriting factors. Must purchase a new auto, or refinance a new auto from a financial institution other than Founders Federal Credit Union. Pay as low as 2.50% on your auto loan with 36 monthly payments of $289.00 for each $10,000 borrowed. New vehicle securing the loan must be current or previous model year and have 10,000 miles or less. See your loan officer for more details or for information on financing used autos. Rates, terms, and conditions subject to change without notice.
2 Auto Loan Cash Back Loyalty Program Promotion of 1%, not to exceed $250, is based on the total loan amount of new or used autos financed between September 30, 2019 and December 2, 2019, including amounts financed for additional products or services that may be offered.  Cash Back will be deposited to qualifying members’ Loyalty Select Savings Account on December 10, 2019, provided the loan still has an outstanding balance. Members with accounts that are non-interest bearing or Public Funds accounts, have caused Founders a loss, have loans 60 days or more past due, have returned check(s), have loans that have been modified through troubled debt restructuring, have filed bankruptcy or do not have a valid mailing address do not qualify. If you do not already have a Loyalty Select Savings Account, one will automatically be created for you, and the account ownership will mirror your Regular Share Account. Loyalty Account Program complete terms, conditions and restrictions are listed in the Membership Agreement and Disclosures.
3 Annual Percentage Yield of 5.38% is accurate as of October 1, 2019. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits.
4 Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits.
5 Qualifying members will receive 1.00% Cash Back, not to exceed $250, based on the total auto loan amount financed September 30, 2019 - December 2, 2019, which will be deposited into qualifying members Loyalty Select Savings Accounts on December 10, 2019.  Loyalty Select deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. See your loan officer or call 1-800-845-1614 for a complete list of promotional  terms, conditions and restrictions.
6 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or log in to Founders Online.
7 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call 1-800-845-1614, visit an office or go to Founders Online.
8 Not all Credit Card types are eligible for the Cash In program. Only members with a Founders Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For a complete list of terms, conditions and qualifications, please log in to Founders Online.