Are You Ready to Buy?

No

Our First Time Homebuyer Program requires you have at least $1,000 in the transaction. This amount can be funded through your down payment, closing costs or pre-paid expenses.

Yes

Great! Our First Time Homebuyer Program requires you have at least $1,000 in the transaction. Let’s go over just a few more questions before you start applying for your Mortgage Loan. Please click here for more information about our First Time Homebuyer program and some steps you should take now that you’ve decided to buy your first home.


Next Question

No

Our First Time Homebuyer Program requires at least two years of continuous income. Please contact a Founders Mortgage Loan Officer to review your situation and see what options may be available for you.

If yes, go to next question
If no, go to next question Yes

Our First Time Homebuyer Program requires you to be up to date on many of your payments for the past 24 months. Please contact a Founders Mortgage Loan Officer to review your situation and see what options may be available for you.

If no, go to next question Yes

Our First Time Homebuyer Program requires you have not owned a principal residence in the past three years. Please contact a Founders Mortgage Loan Officer to review your situation and see what options may be available for you.

No

Being financially prepared is critical when purchasing a home. Visit the Being Financially Prepared section here to see if you are ready to take the next step toward home ownership or contact a Founders Mortgage Loan Officer for help along the way.

If yes, go to next question
No

Knowing how much home you can afford is crucial to starting the home buying process. Please use our convenient online calculator here to help determine how much home you can afford.

Yes

Congratulations! It looks like you have done your homework and are ready to officially start the home buying process. One of our experienced Mortgage Loan Officers will be happy to help you navigate the home buying process. Please visit an office near you or call 1-800-845-1614 and a Founders representative will put you in touch with a Mortgage Loan Officer. Good luck in your house hunt!