Click Here to apply: e-Mortgage.

When you're looking to finance a home, Founders has a variety of mortgage options to suit all of your financial needs.

Fixed Rate Mortgages

• 10, 15, 20 and 30-year terms. 
• Available for the purchase or refinance of your primary residence, vacation home or investment property.
• Fixed interest rate for the life of the loan.
• Payments (principal and interest) stay the same from your first to your last payment. 
• Streamlined documentation helps reduce paperwork and automated underwriting speeds up the process and offers some flexibility on credit issues and debt-to-income ratios.

Adjustable Rate Mortgage (ARM)

• Available for the purchase or refinance of primary residences, second homes or investment properties.
• Annual and lifetime interest rate caps.
• Initial lower monthly payments.
• May be preferable if interest rates are expected to go down or if you can easily adjust to changes in monthly payments.
• Lower rates and longer terms up to 30 years. 
• Easy application process.
• Up to 100% financing of appraisal value.

Costs involved in Mortgage Loans

Closing costs and prepaid fees vary according to the loan product selected. Founders offers low closing costs on mortage loans.

e-Mortgage

Use our convenient online application to apply for a mortgage. Click here to apply: e-Mortgage.