Founders offers free Financial Counseling to members experiencing financial difficulties. Our goal is to help you become more aware of available choices to avoid a financial crisis and make more productive use your money.

How can Founders help?

Our professionally trained counselors are here as a resource for you. Understanding your choices and discussing different courses of action will help you formulate your plan to deal with your situation.

Remedial Counseling

If you are already in over your head and your monthly expenses far exceed your income, this may be for you. Our counselors can help you find ways to increase your income and decrease your living expenses. In some cases, we may be able to help you adjust your debt payments by working out a more reasonable repayment schedule consistent with each creditor's policy.

Preventive Counseling

This type of counseling focuses on your financial habits and attempts to catch problems before they become too bad. Preventive counseling assists members in developing good money management skills and planning a budget and record keeping system.

Our consultants assist you with:

• Budgeting
• Debt Management
• Money Management
• Wise Consumer Buying
• Prorating Bills