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If you are applying for a loan or credit card, records of your previous dealings with other financial institutions are vital.
Whether you get a mortgage or credit card, or not, may depend on your credit score. Your credit report is often a critical factor in credit scoring systems that lenders use to issue credit cards as well as mortgages or other loans.
So, if you're considering making a major financial move it's a good idea to check your credit report to know where you stand. That way you can be aware of, and take care of, problems before they derail your plans.
Check your credit report online instantly!
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